Filing Means Test Exemptions Courts Forms
- Bankruptcy Lawyers Serving My Zip Code - (Lawyers)
- Bankruptcy & the Coronavirus Recession - (COVID-19)
- Bankruptcy News - (News)
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50 State U.S. Bankruptcy Guide

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Welcome to Bankruptcy Law by Zip Code

Welcome!

LegalConsumer.com has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (May, 15 2021 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

The content of this website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. 

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Your State

Bankruptcy Means Test Calculator

State Bankruptcy Exemptions

Bankruptcy Court Info for

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

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- How to File Bankruptcy in your zip code - (Filing)

- Means Test Calculator for Your County - (Means Test)

  • Means Test Calculator for Your County

    The Means Test Calculator is an automated version of the official three-part test form. Just choose your zip code, and the calculator applies the relevant state median income and county living standards, based on the number of persons in your household, your marital status and what county you live in.

  • Median Income Test for Bankruptcy Means Test

    The means test initially looks to see if your household income is above or below median for a household your size in your state.

  • Means Test Calculator Table of Contents

    The means test spans three forms and more than 50 questions about your income and expenses. Here's a line by line TOC with direct links to our Means Test Calculator.

  • Means Test FAQ

    The bankruptcy means test was added to US bankruptcy law in 2005 as part of the credt-card-industry sponsored bankruptcy law to weed out so-called "bankruptcy-abusers" -- hence the language about a "presumption of abuse" (just to make you feel extra ashamed for exercising your right to bankruptcy!).

- State Exemption Laws - (Exemptions)

- Court Info for the Pennsylvania Western District Bankruptcy Court - (Courts)

- Bankruptcy Lawyers Serving My Zip Code - (Lawyers)

- Bankruptcy & the Coronavirus Recession - (COVID-19)

- Bankruptcy News - (News)

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