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What Bankruptcy can do about wage garnishment

Rhode Island Wage Garnishment

Wages are protected by federal non bankruptcy law, and by state wage garnishment laws, which are generally more generous than the Federal wage garnishment protection. There are typically exceptions to this exemption for things like child support, and other priority debts.
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Rhode Island Tools of Trade Exemptions
Rhode Island WildCard Exemption

Updated: 2020-08-26 by

Federal Non-Bankruptcy Law (available in all states)

Federal "non-bankruptcy" law also offers exemption protection for wages.

US Bankruptcy Code § 522 Wage Garnishment Exemptions

The Federal Bankruptcy Exemptions are available to you if

  • you haven't lived in any state longer than 180 days for a while, or
  • if your state allows the Federal exemptions as a choice.

Does Rhode Island allow debtor the option of using the Federal Bankruptcy exemptions instead of state law exemptions?

Yes. Federal exemptions are available.


Rhode Island Tools of Trade Exemptions
Rhode Island WildCard Exemption

You may also be interested in:

  • Rhode Island Tools of Trade Exemptions

    Most states allow an exemption for "tools of trade or profession"... this can include tools, books, even vehicles. Sometimes can be an alternative to the motor vehicle exemption.

  • Rhode Island WildCard Exemption

    Almost every state has an exemption for "any property" which is sometimes called the "wildcard" or "grubsteak" exemption. Generally this exemption is useful because it can be combined with other exemptions to fully protect equity that might otherwise go unprotected.

  • Does Rhode Island Adjust Exemptions for Inflation?

    The Federal Government adjusts Federal exemption amounts every three years. Does Rhode Island adjust exemption amounts?

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