Means Test Calculator for Your County, For Cases Filed on or after April 1, 2024

            
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          Means Test Calculator For Your County
        
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            Tennessee
          
  Means Test Calculator for Your County, For Cases Filed on or after April 1, 2024 
               
              The Means Test Calculator is an automated version of the official three-part test form. Just choose your zip code, and the calculator applies the relevant state median income and county living standards, based on the number of persons in your household, your marital status and what county you live in.            

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.
This free automated version:
applies the state median income standards for Tennessee, and
applies the standard allowed expense deductions for Your County 
and does the means test form calculations, based on the information you put in...
...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.

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by
		Albin Renauer
	
Albin Renauer has spent his career making consumer law information free and accessible to everyone. In the 1990s Albin worked with Nolo Press to invent WillMaker and LivingTrustMaker and ran Nolo website back in the DotCom era of Y2K.  In 2006, Albin launched LegalConsumer.com and the free Bankruptcy Means Test Calculator. Millions of consumers have used these FREE tools and information to learn about their rights under bankruptcy law.  For more than 30 years, Albin co-authored 22 editions of Nolo's bestselling guide How to File for Chapter 7 Bankruptcy from 1989 to 2023. Albin is currently exploring ways that AI can increase consumers' access to justice.

          Tennessee Bankruptcy Home 
        
Jurisdictional relevance: FIPS
          
      There are versions of article for each County.

              Selected County: Shelby County, Tennessee            Select Your County or Enter Your Zipcode:
      
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Means Test Calculator Table of ContentsThe means test spans three forms and more than 50 questions about your income and expenses. Here's a line by line TOC with direct links to our Means Test Calculator.
Tennessee Median Income For Bankruptcy Means Test -  For Cases on or after November 1, 2022The means test initially looks to see if your household income is above or below median for a household your size in Tennessee.
What Is the Means Test?The 2005 Bankruptcy Law (BAPCPA) created the means test, ostensibly to prevent people from abusing bankruptcy. The means test mans you can't file for Chapter 7 bankruptcy if your income is above the median income for Tennessee, or your allowed expenses leave enough disposable income to fund  pay some of your debts over 5 years. In fact, most people who file for Chapter 7 bankruptcy have no trouble passing the means test. 

Tennessee Bankruptcy ResourcesBankruptcy Means Test Calculator for Every Tennessee CountyAutomatically apply the Tennessee median income standards and county expense standards your means test calculation.
Bankruptcy Courts for Every Tennessee CountyBankruptcy Courts Serving Tennessee
Tennessee  Bankruptcy Exemption LawsWhat property you can keep under Tennessee and federal exemption laws.

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