Filing Means Test Exemptions Courts Forms
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New Jersey WildCard Exemption

New Jersey WildCard Exemption

Almost every state has an exemption for "any property" which is sometimes called the "wildcard" or "grubsteak" exemption. Generally this exemption is useful because it can be combined with other exemptions to fully protect equity that might otherwise go unprotected.
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New Jersey Wage Garnishment
 
New Jersey Homestead Exemption

Updated: 2021-03-09 by

None (see personal property)

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Federal Bankruptcy Wildcard Exemptions

The Federal Bankruptcy Exemptions are available to you if

  • you haven't lived in any state longer than 180 days for a while, or
  • if your state allows the Federal exemptions as a choice.

Does New Jersey allow debtor the option of using the Federal Bankruptcy exemptions instead of state law exemptions?

Yes. Federal exemptions are available.

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New Jersey Wage Garnishment
 
New Jersey Homestead Exemption

You may also be interested in:

  • New Jersey Wage Garnishment

    Wages are protected by federal non bankruptcy law, and by state wage garnishment laws, which are generally more generous than the Federal wage garnishment protection. There are typically exceptions to this exemption for things like child support, and other priority debts.

  • New Jersey Homestead Exemption

    How much of your home equity is protected if you file for bankruptcy in New Jersey?

  • Does New Jersey Adjust Exemptions for Inflation?

    The Federal Government adjusts Federal exemption amounts every three years. Does New Jersey adjust exemption amounts?

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