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Washington WildCard Exemption

Washington WildCard Exemption

Almost every state has an exemption for "any property" which is sometimes called the "wildcard" or "grubsteak" exemption. Generally this exemption is useful because it can be combined with other exemptions to fully protect equity that might otherwise go unprotected.
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Washington Wage Garnishment
 
Washington Homestead Exemption

Updated: 2021-03-09 by

State Law Wildcard Exemption

$3,000 of any personal property (no more than $1,500 in cash, $500 bank deposits, bonds, stocks, & securities/$200 limit if debt owed to state agency)

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Federal Bankruptcy Wildcard Exemptions

The Federal Bankruptcy Exemptions are available to you if

  • you haven't lived in any state longer than 180 days for a while, or
  • if your state allows the Federal exemptions as a choice.

Does Washington allow debtor the option of using the Federal Bankruptcy exemptions instead of state law exemptions?

Yes. Federal exemptions are available.

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Washington Wage Garnishment
 
Washington Homestead Exemption

You may also be interested in:

  • Washington Wage Garnishment

    Wages are protected by federal non bankruptcy law, and by state wage garnishment laws, which are generally more generous than the Federal wage garnishment protection. There are typically exceptions to this exemption for things like child support, and other priority debts.

  • Washington Homestead Exemption

    How much of your home equity is protected if you file for bankruptcy in Washington?

  • Does Washington Adjust Exemptions for Inflation?

    The Federal Government adjusts Federal exemption amounts every three years. Does Washington adjust exemption amounts?

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Washington: Law

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