How To Sign Up for Obamacare in the District of Columbia
For 2024 health plans, the Washington D.C. open enrollment begins on November 1, 2023 and runs through January 31, 2024. If you enroll by December 15, your coverage will begin on January 1, 2023.
Once open enrollment ends, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)
To get covered, you can go directly to the online health insurance marketplace for the Washington D.C.. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Washington D.C. Health Care Exchange?
You can find the health insurance exchange for the Washington D.C. at DC Health Link. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online.
Getting Personalized Help with Enrollment
In the Washington D.C., if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a certified enrollment assistant or from a licensed health insurance agent or broker.
An enrollment assistant can explain your options, answer your questions, and help you apply for your chosen plan, but they can't recommend a specific one for you.
To find a Washington D.C. certified assistant, use the Get Free Expert Help page at DC Health Link. From there you can enter your location to find helpers near you.
How Much Does Obamacare Insurance Cost in the Washington D.C.?
This article explains the costs of health care plans offered under the Affordable Care Act (commonly called Obamacare) for individuals or families who are currently uninsured or not covered by a job-based health plan.
What you'll pay for an Obamacare plan depends on five things:
- The level of coverage you choose
- Whether you qualify for a subsidy
- Where you live in the Washington D.C.
- Your age
- Whether you smoke
Read on to learn more about each of these factors.
1. The Level of Coverage You Choose
Obamacare insurance plans offer four levels of coverage:
Platinum -- covers approximately 90% of health care costs
Gold -- covers approximately 80% of health care costs
Silver -- covers approximately 70% of health care costs
Bronze –- covers approximately 60% of health care costs