ADVERTISEMENT

Obamacare 2019 Rates for Berkeley County


Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Berkeley County, West Virginia.

The health insurance rates listed below are for calendar year 2019.

Obamacare Providers, Plans and 2019 Rates for Berkeley County, West Virginia

Below, you’ll find a summary of the 7 plans for Berkeley County and rates for each of these providers. This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at HealthCare.gov
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Martinsburg, WV area accept this insurance coverage as within the plan's network.

2019 Obamacare Rates, Providers, and Plans for Berkeley County

ADVERTISEMENT

Highmark Blue Cross Blue Shield West Virginia

Local: 1-888-601-2109 | Toll Free: 1-888-601-2109 | TTY: 1-888-601-2109

Catastrophic

Plan: (EPO) my Blue Access WV Major Events EPO 7900

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$316.54
$359.27
$404.54
$565.34
$859.09
$633.08
$718.54
$809.08
$1,130.68
$1,718.18
$875.23
$960.69
$1,051.23
$1,372.83
$1,117.38
$1,202.84
$1,293.38
$1,614.98
$1,359.53
$1,444.99
$1,535.53
$1,857.13
$558.69
$601.42
$646.69
$807.49
$800.84
$843.57
$888.84
$1,049.64
$1,042.99
$1,085.72
$1,130.99
$1,291.79
$289.00

Bronze

Plan: (EPO) my Blue Access WV EPO Bronze 7900

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $7,900 | Family: $15,800
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$372.82
$423.15
$476.46
$665.86
$1,011.83
$745.64
$846.30
$952.92
$1,331.72
$2,023.66
$1,030.85
$1,131.51
$1,238.13
$1,616.93
$1,316.06
$1,416.72
$1,523.34
$1,902.14
$1,601.27
$1,701.93
$1,808.55
$2,187.35
$658.03
$708.36
$761.67
$951.07
$943.24
$993.57
$1,046.88
$1,236.28
$1,228.45
$1,278.78
$1,332.09
$1,521.49
$340.38

Expanded Bronze

Plan: (EPO) my Blue Access WV EPO Bronze 4000

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $4,000 | Family: $8,000
Out of Pocket Maximum per year: Individual: $7,900 | Family: $15,800

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$396.18
$449.66
$506.32
$707.58
$1,075.23
$792.36
$899.32
$1,012.64
$1,415.16
$2,150.46
$1,095.44
$1,202.40
$1,315.72
$1,718.24
$1,398.52
$1,505.48
$1,618.80
$2,021.32
$1,701.60
$1,808.56
$1,921.88
$2,324.40
$699.26
$752.74
$809.40
$1,010.66
$1,002.34
$1,055.82
$1,112.48
$1,313.74
$1,305.42
$1,358.90
$1,415.56
$1,616.82
$361.71

Silver

Plan: (EPO) my Blue Access WV EPO Silver 2400 - 2 Free PCP Visits

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $2,400 | Family: $4,800
Out of Pocket Maximum per year: Individual: $7,800 | Family: $15,600

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$477.38
$541.83
$610.09
$852.60
$1,295.61
$954.76
$1,083.66
$1,220.18
$1,705.20
$2,591.22
$1,319.96
$1,448.86
$1,585.38
$2,070.40
$1,685.16
$1,814.06
$1,950.58
$2,435.60
$2,050.36
$2,179.26
$2,315.78
$2,800.80
$842.58
$907.03
$975.29
$1,217.80
$1,207.78
$1,272.23
$1,340.49
$1,583.00
$1,572.98
$1,637.43
$1,705.69
$1,948.20
$435.85

Silver

Plan: (EPO) my Blue Access WV EPO Silver 0

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $0 | Family: $0
Out of Pocket Maximum per year: Individual: $7,800 | Family: $15,600

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$500.31
$567.85
$639.40
$893.55
$1,357.84
$1,000.62
$1,135.70
$1,278.80
$1,787.10
$2,715.68
$1,383.36
$1,518.44
$1,661.54
$2,169.84
$1,766.10
$1,901.18
$2,044.28
$2,552.58
$2,148.84
$2,283.92
$2,427.02
$2,935.32
$883.05
$950.59
$1,022.14
$1,276.29
$1,265.79
$1,333.33
$1,404.88
$1,659.03
$1,648.53
$1,716.07
$1,787.62
$2,041.77
$456.78

Gold

Plan: (EPO) my Blue Access WV EPO Gold 1000 - 2 Free PCP Visits

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $1,000 | Family: $2,000
Out of Pocket Maximum per year: Individual: $7,000 | Family: $14,000

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$564.93
$641.20
$721.98
$1,008.96
$1,533.22
$1,129.86
$1,282.40
$1,443.96
$2,017.92
$3,066.44
$1,562.03
$1,714.57
$1,876.13
$2,450.09
$1,994.20
$2,146.74
$2,308.30
$2,882.26
$2,426.37
$2,578.91
$2,740.47
$3,314.43
$997.10
$1,073.37
$1,154.15
$1,441.13
$1,429.27
$1,505.54
$1,586.32
$1,873.30
$1,861.44
$1,937.71
$2,018.49
$2,305.47
$515.78

Silver

Plan: (EPO) my Blue Access WV EPO Silver 4450 HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for (Highmark Blue Cross Blue Shield West Virginia)
Customer Service Phone: 1-888-601-2109

Deductible: Individual: $4,450 | Family: $8,900
Out of Pocket Maximum per year: Individual: $6,650 | Family: $13,300

Monthly Premiums:

Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$457.40
$519.15
$584.56
$816.92
$1,241.38
$914.80
$1,038.30
$1,169.12
$1,633.84
$2,482.76
$1,264.71
$1,388.21
$1,519.03
$1,983.75
$1,614.62
$1,738.12
$1,868.94
$2,333.66
$1,964.53
$2,088.03
$2,218.85
$2,683.57
$807.31
$869.06
$934.47
$1,166.83
$1,157.22
$1,218.97
$1,284.38
$1,516.74
$1,507.13
$1,568.88
$1,634.29
$1,866.65
$417.61

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Berkeley County here.

Berkeley County is in “Rating Area 6” of West Virginia.

Currently, there are 7 plans offered in Rating Area 6.

Obamacare Rates and Providers for Past Years

2014 | 2015 | 2016| 2017 | 2018

You may also be interested in:

Ways to Save Money on Obamacare in West Virginia

There are three ways to reduce the cost of health plans under the Affordable Care Act in West Virginia.

Each of these forms of assistance depends on your income and family size. more...  

What to Do If You're Frustrated or Fed Up With Applying for West Virginia Obamacare Through HealthCare.gov

As Obamacare enters its open enrollment period for 2018 health plans, those seeking coverage face more chaos than ever. For many Americans, affordable coverage and streamlined enrollment still seem like faraway goals.

Below are a couple of strategies to help you get your health insurance needs met.

Common Complaints from Health Insurance Applicants

more...