Maryland residents can find rates and family health insurance plans available from Maryland Health Connection, the official marketplace for Allegany County, MD.
We offer county-specific rate listings for states who use the Federal Marketplace website HelathCare.gov:
For 2024 health insurance plans, Maryland open enrollment runs from November 1, 2023 through January 15, 2024. If you enroll by December 15, your coverage will begin on January 1, 2024.
Once the open enrollment period has ended, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)
To get covered, you can go directly to the online health insurance marketplace for Maryland. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Maryland Health Care Exchange?
You can find the health insurance exchange for Maryland at Maryland Health Connection. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
Getting Personalized Help with Enrollment
In Maryland, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from a certified application counselor or a licensed insurance agent or broker.
The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in Maryland in 2023, that’s $20,120. For a family of four, it’s $41,400.)
However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of December 2023, only 10 states have not expanded their programs.
Maryland Has Expanded Medicaid
Because Maryland did decide to expand its Medicaid program, residents can qualify for Medicaid more easily today than in years past.
Get Help Finding a Health Insurance Plan in Maryland
Get Help From the Maryland Health Insurance Exchange
The following links and telephone numbers take you to the official help resources for Maryland Health Connection, the health insurance marketplace for Maryland.
Get help by phone: 855-642-8572 (TTY: 855-642-8573)
Get help in person: To find a certified navigator (called a "connector" in Maryland) or an authorized insurance agent, go to the enrollment help page at Maryland Health Connection.
Get Help From a Licensed Insurance Broker
To directly connect with a Maryland insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)
