Obamacare 2021 Rates for Saint Croix County

Obamacare > Rates > Wisconsin > Saint Croix County

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Saint Croix County, WI.

The health insurance rates listed below are for calendar year 2021.

For information on subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at Healthcare.gov
  • Contact the provider directly

Obamacare Providers, 20 Plans and 2021 Rates for Saint Croix County, Wisconsin

Below, you’ll find a summary of the 20 plans for Saint Croix County, Wisconsin and rates for each of these providers. This chart is designed to give you a preview of your health insurance options.

You may also be interested in:

Obamacare Rates and Providers for Other Years

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HealthPartners

Local: 1-952-883-5900 | Toll Free: 1-855-813-3887 | TTY: 1-952-883-6060

Toc - Plan #1 HealthPartners
Gold

(PPO) Atlas $1,000 w/Copay Gold

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$1,000 $2,000 Annual Deductible
$7,600 $15,200 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$405,93
$460,73
$518,78
$724,99
$1 101,69
$716,47
$771,27
$829,32
$1 035,53
$1 027,01
$1 081,81
$1 139,86
$1 346,07
$1 337,55
$1 392,35
$1 450,40
$1 656,61
$310,54
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$811,86
$921,46
$1 037,56
$1 449,98
$2 203,38
$1 122,40
$1 232,00
$1 348,10
$1 760,52
$1 432,94
$1 542,54
$1 658,64
$2 071,06
$1 743,48
$1 853,08
$1 969,18
$2 381,60
$310,54
Toc - Plan #2 HealthPartners
Silver

(PPO) Atlas $3,000 Plus Silver

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$3,000 $6,000 Annual Deductible
$7,900 $15,800 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$386,02
$438,13
$493,33
$689,43
$1 047,66
$681,33
$733,44
$788,64
$984,74
$976,64
$1 028,75
$1 083,95
$1 280,05
$1 271,95
$1 324,06
$1 379,26
$1 575,36
$295,31
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$772,04
$876,26
$986,66
$1 378,86
$2 095,32
$1 067,35
$1 171,57
$1 281,97
$1 674,17
$1 362,66
$1 466,88
$1 577,28
$1 969,48
$1 657,97
$1 762,19
$1 872,59
$2 264,79
$295,31
Toc - Plan #3 HealthPartners
Expanded Bronze

(PPO) Atlas $6,150 Plus Bronze

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$6,150 $12,300 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$290,50
$329,72
$371,26
$518,83
$788,42
$512,73
$551,95
$593,49
$741,06
$734,96
$774,18
$815,72
$963,29
$957,19
$996,41
$1 037,95
$1 185,52
$222,23
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$581,00
$659,44
$742,52
$1 037,66
$1 576,84
$803,23
$881,67
$964,75
$1 259,89
$1 025,46
$1 103,90
$1 186,98
$1 482,12
$1 247,69
$1 326,13
$1 409,21
$1 704,35
$222,23
Toc - Plan #4 HealthPartners
Catastrophic

(PPO) Atlas $8,550 Catastrophic

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$220,75
$250,55
$282,12
$394,26
$599,12
$389,62
$419,42
$450,99
$563,13
$558,49
$588,29
$619,86
$732,00
$727,36
$757,16
$788,73
$900,87
$168,87
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$441,50
$501,10
$564,24
$788,52
$1 198,24
$610,37
$669,97
$733,11
$957,39
$779,24
$838,84
$901,98
$1 126,26
$948,11
$1 007,71
$1 070,85
$1 295,13
$168,87
Toc - Plan #5 HealthPartners
Silver

(PPO) Atlas $3,000 HSA Silver

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$3,000 $6,000 Annual Deductible
$6,900 $13,800 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$377,63
$428,61
$482,61
$674,45
$1 024,89
$666,52
$717,50
$771,50
$963,34
$955,41
$1 006,39
$1 060,39
$1 252,23
$1 244,30
$1 295,28
$1 349,28
$1 541,12
$288,89
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$755,26
$857,22
$965,22
$1 348,90
$2 049,78
$1 044,15
$1 146,11
$1 254,11
$1 637,79
$1 333,04
$1 435,00
$1 543,00
$1 926,68
$1 621,93
$1 723,89
$1 831,89
$2 215,57
$288,89
Toc - Plan #6 HealthPartners
Expanded Bronze

(PPO) Atlas $6,900 HSA Bronze

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$6,900 $13,800 Annual Deductible
$6,900 $13,800 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$286,30
$324,95
$365,89
$511,33
$777,02
$505,32
$543,97
$584,91
$730,35
$724,34
$762,99
$803,93
$949,37
$943,36
$982,01
$1 022,95
$1 168,39
$219,02
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$572,60
$649,90
$731,78
$1 022,66
$1 554,04
$791,62
$868,92
$950,80
$1 241,68
$1 010,64
$1 087,94
$1 169,82
$1 460,70
$1 229,66
$1 306,96
$1 388,84
$1 679,72
$219,02
Toc - Plan #7 HealthPartners
Silver

(PPO) Atlas $3,000 w/Copay P-S Silver

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-855-813-3887

Annual Out of Pocket Expenses:

Individual Family
$3,000 $6,000 Annual Deductible
$7,900 $15,800 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$404,36
$458,95
$516,77
$722,19
$1 097,43
$713,70
$768,29
$826,11
$1 031,53
$1 023,04
$1 077,63
$1 135,45
$1 340,87
$1 332,38
$1 386,97
$1 444,79
$1 650,21
$309,34
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$808,72
$917,90
$1 033,54
$1 444,38
$2 194,86
$1 118,06
$1 227,24
$1 342,88
$1 753,72
$1 427,40
$1 536,58
$1 652,22
$2 063,06
$1 736,74
$1 845,92
$1 961,56
$2 372,40
$309,34

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Medica

Local: 1-888-592-8211 | Toll Free: 1-888-592-8211 | TTY: 1-800-947-3529

Toc - Plan #8 Medica
Silver

(EPO) Medica Individual Choice Silver Copay

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$3,900 $11,700 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$400,27
$454,29
$511,53
$714,86
$1 086,31
$706,47
$760,49
$817,73
$1 021,06
$1 012,67
$1 066,69
$1 123,93
$1 327,26
$1 318,87
$1 372,89
$1 430,13
$1 633,46
$306,20
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$800,54
$908,58
$1 023,06
$1 429,72
$2 172,62
$1 106,74
$1 214,78
$1 329,26
$1 735,92
$1 412,94
$1 520,98
$1 635,46
$2 042,12
$1 719,14
$1 827,18
$1 941,66
$2 348,32
$306,20
Toc - Plan #9 Medica
Expanded Bronze

(EPO) Medica Individual Choice Bronze Copay

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$7,200 $14,400 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$285,42
$323,94
$364,76
$509,75
$774,61
$503,76
$542,28
$583,10
$728,09
$722,10
$760,62
$801,44
$946,43
$940,44
$978,96
$1 019,78
$1 164,77
$218,34
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$570,84
$647,88
$729,52
$1 019,50
$1 549,22
$789,18
$866,22
$947,86
$1 237,84
$1 007,52
$1 084,56
$1 166,20
$1 456,18
$1 225,86
$1 302,90
$1 384,54
$1 674,52
$218,34
Toc - Plan #10 Medica
Expanded Bronze

(EPO) Medica Individual Choice Bronze H S A

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$6,700 $13,400 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$310,86
$352,82
$397,27
$555,18
$843,65
$548,66
$590,62
$635,07
$792,98
$786,46
$828,42
$872,87
$1 030,78
$1 024,26
$1 066,22
$1 110,67
$1 268,58
$237,80
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$621,72
$705,64
$794,54
$1 110,36
$1 687,30
$859,52
$943,44
$1 032,34
$1 348,16
$1 097,32
$1 181,24
$1 270,14
$1 585,96
$1 335,12
$1 419,04
$1 507,94
$1 823,76
$237,80
Toc - Plan #11 Medica
Catastrophic

(EPO) Medica Individual Choice Catastrophic

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$179,87
$204,14
$229,86
$321,23
$488,15
$317,46
$341,73
$367,45
$458,82
$455,05
$479,32
$505,04
$596,41
$592,64
$616,91
$642,63
$734,00
$137,59
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$359,74
$408,28
$459,72
$642,46
$976,30
$497,33
$545,87
$597,31
$780,05
$634,92
$683,46
$734,90
$917,64
$772,51
$821,05
$872,49
$1 055,23
$137,59
Toc - Plan #12 Medica
Silver

(EPO) Medica Individual Choice Silver Share

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$1,400 $4,200 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$401,90
$456,14
$513,61
$717,77
$1 090,72
$709,34
$763,58
$821,05
$1 025,21
$1 016,78
$1 071,02
$1 128,49
$1 332,65
$1 324,22
$1 378,46
$1 435,93
$1 640,09
$307,44
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$803,80
$912,28
$1 027,22
$1 435,54
$2 181,44
$1 111,24
$1 219,72
$1 334,66
$1 742,98
$1 418,68
$1 527,16
$1 642,10
$2 050,42
$1 726,12
$1 834,60
$1 949,54
$2 357,86
$307,44
Toc - Plan #13 Medica
Expanded Bronze

(EPO) Medica Individual Choice Bronze Share Plus

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$2,300 $6,900 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$289,81
$328,92
$370,37
$517,59
$786,52
$511,51
$550,62
$592,07
$739,29
$733,21
$772,32
$813,77
$960,99
$954,91
$994,02
$1 035,47
$1 182,69
$221,70
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$579,62
$657,84
$740,74
$1 035,18
$1 573,04
$801,32
$879,54
$962,44
$1 256,88
$1 023,02
$1 101,24
$1 184,14
$1 478,58
$1 244,72
$1 322,94
$1 405,84
$1 700,28
$221,70
Toc - Plan #14 Medica
Gold

(EPO) Engage by Medica Gold Copay

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$1,100 $3,300 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$396,26
$449,74
$506,40
$707,69
$1 075,41
$699,39
$752,87
$809,53
$1 010,82
$1 002,52
$1 056,00
$1 112,66
$1 313,95
$1 305,65
$1 359,13
$1 415,79
$1 617,08
$303,13
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$792,52
$899,48
$1 012,80
$1 415,38
$2 150,82
$1 095,65
$1 202,61
$1 315,93
$1 718,51
$1 398,78
$1 505,74
$1 619,06
$2 021,64
$1 701,91
$1 808,87
$1 922,19
$2 324,77
$303,13
Toc - Plan #15 Medica
Silver

(EPO) Engage by Medica Silver Copay

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$3,900 $11,700 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$395,93
$449,37
$505,99
$707,12
$1 074,54
$698,81
$752,25
$808,87
$1 010,00
$1 001,69
$1 055,13
$1 111,75
$1 312,88
$1 304,57
$1 358,01
$1 414,63
$1 615,76
$302,88
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$791,86
$898,74
$1 011,98
$1 414,24
$2 149,08
$1 094,74
$1 201,62
$1 314,86
$1 717,12
$1 397,62
$1 504,50
$1 617,74
$2 020,00
$1 700,50
$1 807,38
$1 920,62
$2 322,88
$302,88
Toc - Plan #16 Medica
Expanded Bronze

(EPO) Engage by Medica Bronze Copay

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$7,200 $14,400 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$282,33
$320,43
$360,81
$504,22
$766,22
$498,30
$536,40
$576,78
$720,19
$714,27
$752,37
$792,75
$936,16
$930,24
$968,34
$1 008,72
$1 152,13
$215,97
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$564,66
$640,86
$721,62
$1 008,44
$1 532,44
$780,63
$856,83
$937,59
$1 224,41
$996,60
$1 072,80
$1 153,56
$1 440,38
$1 212,57
$1 288,77
$1 369,53
$1 656,35
$215,97
Toc - Plan #17 Medica
Expanded Bronze

(EPO) Engage by Medica Bronze HSA

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$6,700 $13,400 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$307,49
$349,00
$392,97
$549,17
$834,51
$542,72
$584,23
$628,20
$784,40
$777,95
$819,46
$863,43
$1 019,63
$1 013,18
$1 054,69
$1 098,66
$1 254,86
$235,23
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$614,98
$698,00
$785,94
$1 098,34
$1 669,02
$850,21
$933,23
$1 021,17
$1 333,57
$1 085,44
$1 168,46
$1 256,40
$1 568,80
$1 320,67
$1 403,69
$1 491,63
$1 804,03
$235,23
Toc - Plan #18 Medica
Catastrophic

(EPO) Engage by Medica Catastrophic

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$177,92
$201,93
$227,37
$317,75
$482,86
$314,02
$338,03
$363,47
$453,85
$450,12
$474,13
$499,57
$589,95
$586,22
$610,23
$635,67
$726,05
$136,10
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$355,84
$403,86
$454,74
$635,50
$965,72
$491,94
$539,96
$590,84
$771,60
$628,04
$676,06
$726,94
$907,70
$764,14
$812,16
$863,04
$1 043,80
$136,10
Toc - Plan #19 Medica
Silver

(EPO) Engage by Medica Silver Share

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$1,400 $4,200 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$397,54
$451,20
$508,05
$709,99
$1 078,90
$701,65
$755,31
$812,16
$1 014,10
$1 005,76
$1 059,42
$1 116,27
$1 318,21
$1 309,87
$1 363,53
$1 420,38
$1 622,32
$304,11
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$795,08
$902,40
$1 016,10
$1 419,98
$2 157,80
$1 099,19
$1 206,51
$1 320,21
$1 724,09
$1 403,30
$1 510,62
$1 624,32
$2 028,20
$1 707,41
$1 814,73
$1 928,43
$2 332,31
$304,11
Toc - Plan #20 Medica
Expanded Bronze

(EPO) Engage by Medica Bronze Share Plus

Benefits & Coverage Plan Brochure Provider Directory
Customer Service Phone: 1-888-592-8211

Annual Out of Pocket Expenses:

Individual Family
$2,300 $6,900 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year

Monthly Premiums:

[show premiums]
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$286,67
$325,36
$366,35
$511,98
$778,00
$505,97
$544,66
$585,65
$731,28
$725,27
$763,96
$804,95
$950,58
$944,57
$983,26
$1 024,25
$1 169,88
$219,30
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$573,34
$650,72
$732,70
$1 023,96
$1 556,00
$792,64
$870,02
$952,00
$1 243,26
$1 011,94
$1 089,32
$1 171,30
$1 462,56
$1 231,24
$1 308,62
$1 390,60
$1 681,86
$219,30

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Saint Croix County here.

Saint Croix County is in “Rating Area 3” of Wisconsin.

Currently, there are 20 plans offered in Rating Area 3.

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