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New Jersey

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Consumer Law for New Jersey

  • Bankruptcy

  • Student Loans

  • Health Insurance (Obamacare)

    • New Jersey Obamacare Information

      Consumers want to know what the Affordable Care Act (Obamacare) has to offer in terms of competitive insurance rates and the all-important subsidies and tax credits you may qualify for. Our state-specific articles tell you how to sign up in New Jersey, how to qualify for New Jersey subsidies to make your insurance affordable, and whom you need to contact, in New Jersey, to mantain health insurance coverage if your life situation changes.

      • Obamacare Rate Information

        Select your County, City or Enter Your Zip Code to see Obamacare Rate Information

  • Unemployment Benefits

    • New Jersey Unemployment Benefits Home

      Have you recently lost your job? If so, you may qualify for unemployment benefits: money paid by New Jersey to those who are temporarily out of work.

      This site provides clear, accurate information on collecting unemployment benefits in New Jersey, including eligibility, how to apply, how much you'll get, what you'll have to do to keep collecting benefits, and what to do if your application is denied. 

      • New Jersey Unemployment Benefits Info

        Each state has its own unemployment agency, procedures, forms, and regulations for filing for unemployment benefits. New Jersey's unemployment agency has its own website and online guide. We provide the essential links to this website and guide, and describe the information you need to apply for unemployment benefits.

      • New Jersey Unemployment Benefits Resources

        Applying for unemployment benefits in New Jersey is a multi-step process. We give you step-by-step information about how and where to apply, as well as the various ways you can apply for unemployment benefits in New Jersey.

      • New Jersey Unemployment Benefit Amounts & Eligibility

        To qualify for unemployment benefits, you must meet two basic requirements. First, you must have earned at least a minimum amount, set by New Jersey law, in the time before you lost your job. Second, you must be out of work through no fault of your own. If you are found eligible, New Jersey law also determines how much you will get per week, based on your prior earnings. 

      • Handling Unemployment Problems

        If you are found ineligible for benefits, you can file an appeal. You'll need to meet the procedural requirements and deadlines set by New Jersey. This might be a good time to consult with an experienced New Jersey unemployment lawyer. 

      • Mercer County Job Centers

        Local job centers -- sometimes called One-Stop Career Centers or American Job Centers --can help you with cover letters, resumes, and job search efforts. You may be required to register with a job center as part of your ongoing obligation to look for work while collecting benefits.

  • Wage and Hour Law

    • New Jersey Information on Your Wage and Hour Rights

      Does your employer owe you wages? If so, you need to know what you can do in New Jersey to get the money you are owed.

      This site provides clear, accurate information on wage and hour rights in New Jersey, including minimum wage, overtime, breaks from work, paycheck rules, and more. 

      • New Jersey Overtime Rights

        Federal and state laws determine your rights to overtime. The Fair Labor Standards Act (FLSA) requires most employers to pay employees one-and-a-half times their regular hourly wage for every hour worked over 40 in a week. But not every employee is entitled to overtime. And some states have different rules.

      • New Jersey Rights to Pay

        Federal and New Jersey laws determine the minimum wage, your rights to tips, when you get your final paycheck, and much more.  

      • Handling Wage and Hour Problems

        If you have a wage and hour claim against your employer, you need to know what to do. Most states have a procedure for filing an administrative wage claim. If that doesn't work, it might be a good time to consult with an experienced New Jersey unemployment lawyer. 

  • Inheritance Law

  • Health Care Law/ Living Wills & Advance Directives

    • New Jersey Health Care Law

      If you must make decisions about the health care of a loved one, it is important to have their wishes in writing and in the proper legal form. Each state has rules about the format for these documents. Here you'll find a thorough discussion of what you need to know in New Jersey before you make a Living Will, Advance Directive, Durable Power of Attorney for Health Care, DNR, POLST or MOLST forms.