Did you work full time in a public service job for at least 10 years? Did you make payments on your direct student loan for that entire time? If so, you may be able to get ALL of your remaining student loan debt cancelled once you've made your 120th qualifying payment.
When you default on a student loan, you may be subject to a wide range of collection tactics -- from phone calls and letters to the loss of your tax refund or some of your wages. Know what's legal and what's not.
To make changes or resolve problems with a student loan, you must work with the loan "servicer." Sometimes, though, it's difficult to know who the servicer is. Here are tips on finding that information and getting results.