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South Dakota
Bankruptcy Law

Largest South Dakota Cities

  1. Sioux Falls - 153,888
  2. Rapid City - 67,956
  3. Aberdeen - 26,091
  4. Brookings - 22,056
  5. Watertown - 21,482
  6. Mitchell - 15,254
  7. Yankton - 14,454
  8. Pierre - 13,646
  9. Huron - 12,592
  10. Vermillion - 10,571
  11. Spearfish - 10,494
  12. Brandon - 8,785
  13. Box Elder - 7,800
  14. Sturgis - 6,627
  15. Madison - 6,474

Filing Bankruptcy In South Dakota

Welcome!

Since 2006, more than 10 million consumers have come to this website figure out where they stand in relation to the 2005 (BAPCPA) bankruptcy law, and the  bankruptcy means test. 

Seventeen years later, the Means Test Calculator is still free, and we've updated it to use the latest applicable income and expense standards, for cases filed on or after May 15, 2023.

Local Forms & Instructions

Court Info for South Dakota

How Bankruptcy Handles Property

South Dakota Bankruptcy Exemptions

How Bankruptcy Handles Debt

Debts You CAN Discharge

  • Credit Card Debt,
  • Medical Debt, 
  • Lawsuit Liability (if not from fraud or willful or malicious injury), 
  • Personal Loans

Debts You Can Discharge Only In Special Cases

Debts You CAN NOT Discharge

What Happens To Secured Debts?

How Bankruptcy Affects Debt Co-Signers

    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.

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Bankruptcy Means Test Calculator for Every South Dakota County

Automatically apply the South Dakota median income standards and county expense standards your means test calculation.

Bankruptcy Courts for Every South Dakota County

Bankruptcy Courts Serving South Dakota

South Dakota Bankruptcy Exemption Laws

Automatically apply the South Dakota median income standards and county expense standards your means test calculation.

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Means Test Calculator for Your County, For Cases Filed on or after April 1, 2023

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version:

...to help you determine whether you pass the "means test" for Chapter 7 bankruptcy.

more...  

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South Dakota Bankruptcy Exemptions - All Categories

South Dakota Exemptions Summary:

Homestead

Real property to unlimited value or mobile home (larger than 240 sq. ft. at its base and registered in state at least 6 months before filing) to unlimited value; property cannot exceed 1 acre in town or 160 acres elsewhere; sale proceeds to $30,000 ($170,000 if over age 70 or widow or widower who hasn't remarried) exempt for 1 year after sale (husband & wife may not double)

Vehicle Exemption

no specific exemption

Personal Property

Bible, schoolbooks; other books to $200
Burial plots, church pew
Clothing
Family pictures
Food & fuel to last 1 year

Wild Card

Head of family may claim $6,000, or nonhead of family may claim $4,000 of any personal property

more...