Or. Rev. Stat. � 18.300 :: Opt Out Exemptions : Oregon Bankruptcy Law

Other Oregon Exemption Citations

In re Wynn, 369 B.R. 605 (Bankr. D. Or 2007) - Homestead proceeds used for rent count as reinvestment within one year.
In re Pletz, 221 F.3d 1114 (9th Cir 2000) - Tenancy by entirety not exempt, but subject to survivorship rights of nondebtor spouse
In re Casserino, 379 F.3d 1069 (9th Cir. 2004) - Prepaid rent and security deposits for renter's dwelling
Stanley v. Mueller, 222 Or. 194 (1960 ) - Tenancy by the Entireties recognized in real estate, but is not exempt.
Or. Rev. Stat. § 108.090 - Tenancy by the Entireties recognized in real estate, but is not exempt.
Or. Rev. Stat. § 147.325 - Crime victims' compensation (husband & wife each claim)
Or. Rev. Stat. � 18.300 - As of July 1, 2013, Oregon has ceased to "opt out" of the federal exemptions pursuant to Code § 522(b). ORS § 18.300. You can now use the federal exemptions.
Or. Rev. Stat. § 18.312 - Property of a decedent
Or. Rev. Stat. § 18.345 (1)(i) - Alimony, child support needed for support
Or. Rev. Stat. § 18.345 (1)(a) - Books, pictures, & musical instruments to $600 total (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(b) - Clothing, jewelry, & other personal items to $1,800 total (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(e) - Domestic animals, poultry, & pets to $1,000 plus food to last 60 days
Or. Rev. Stat. § 18.345 (1)(n) - Federal earned income tax credit
Or. Rev. Stat. § 18.345 (1)(f) - Food & fuel to last 60 days if debtor is householder
Or. Rev. Stat. § 18.345 (1)(f) - Furniture, household items, utensils, radios, & TVs to $3,000 total
Or. Rev. Stat. § 18.345 (1)(h) - Health aids
Or. Rev. Stat. § 18.345 (1)(l),(3) - Compensation for lost earnings payments for debtor or someone debtor depended on, to extent needed (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(d),(3) - Motor vehicle to $3,000 (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(k),(3) - Personal injury recoveries to $10,000 (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(j),(3) - Crime victims' compensation (husband & wife each claim)
Or. Rev. Stat. § 18.345 (1)(c),(3) - Tools, library, team with food to last 60 days, to $5,000 (husband & wife may double)
Or. Rev. Stat. § 18.345 (1)(p) - $400 of any personal property not already covered by existing exemption (husband & wife may double)
Or. Rev. Stat. § 18.345 (m) - Veterans' benefits and proceeds of veterans loans
Or. Rev. Stat. § 18.345 (2) - Bank deposits to $7,500; cash for sold exempt property
Or. Rev. Stat. § 18.345 (o) - Medical or Health Savings Accounts
Or. Rev. Stat. § 18.348 (2) - Public officers, employees pension payments to to $7,500
Or. Rev. Stat. § 18.348 - Bank deposits to $7,500; cash for sold exempt property
Or. Rev. Stat. § 18.348 (1) - Higher education savings account to $7,500
Or. Rev. Stat. § 18.348 - ERISA-qualified benefits, including IRAs and SEPs to $7,500
Or. Rev. Stat. § 18.348 - Fraternal benefit society benefits
Or. Rev. Stat. § 18.348 - Aid to blind to $7,500
Or. Rev. Stat. § 18.348 - Aid to disabled to $7,500
Or. Rev. Stat. § 18.348 - Civil defense & disaster relief to $7,500
Or. Rev. Stat. § 18.348 - General assistance to $7,500
Or. Rev. Stat. § 18.348 - Injured inmates' benefits to $7,500
Or. Rev. Stat. § 18.348 - Medical assistance to $7,500
Or. Rev. Stat. § 18.348 - Old-age assistance to $7,500
Or. Rev. Stat. § 18.348 - Unemployment compensation to $7,500
Or. Rev. Stat. § 18.348 - Vocational rehabilitation to $7,500
Or. Rev. Stat. § 18.348 - Workers' compensation to $7,500
Or. Rev. Stat. § 18.358 - ERISA-qualified benefits, including IRAs and SEPs to $7,500
Or. Rev. Stat. § 18.362 - Pistol; rifle or shotgun (owned by person over 16) to $1,000
Or. Rev. Stat. § 18.385 - 75% of disposable wages or $170 per week, whichever is greater; bankruptcy judge may authorize more for low-income debtors
Or. Rev. Stat. § 237.980 - Public officers, employees pension payments to to $7,500
Or. Rev. Stat. § 238.445 - Public officers, employees pension payments to to $7,500
Or. Rev. Stat. § 292.070 - Wages withheld in state employee's bond savings accounts
Or. Rev. Stat. § 344.580 - Vocational rehabilitation to $7,500
Or. Rev. Stat. § 348.863 - Higher education savings account to $7,500
Or. Rev. Stat. § 407.125 - Veterans' benefits and proceeds of veterans loans
Or. Rev. Stat. § 407.595 - Veterans' benefits and proceeds of veterans loans
Or. Rev. Stat. § 408.440 - Real property of a soldier or sailor during time of war
Or. Rev. Stat. § 411.706 - Aid to blind to $7,500
Or. Rev. Stat. § 411.706 - Aid to disabled to $7,500
Or. Rev. Stat. § 411.760 - General assistance to $7,500
Or. Rev. Stat. § 411.760 - Aid to blind to $7,500
Or. Rev. Stat. § 411.760 - Aid to disabled to $7,500
Or. Rev. Stat. § 414.095 - Medical assistance to $7,500
Or. Rev. Stat. § 471.292 (1) - Liquor licenses
Or. Rev. Stat. § 65.870 - Burial plot
Or. Rev. Stat. § 655.530 - Injured inmates' benefits to $7,500
Or. Rev. Stat. § 656.234 - Workers' compensation to $7,500
Or. Rev. Stat. § 657.855 - Unemployment compensation to $7,500
Or. Rev. Stat. § 67.190 - Partnership property
Or. Rev. Stat. § 743.046 - Life insurance proceeds or cash value if you are not the insured
Or. Rev. Stat. § 743.047 - Group life policy or proceeds not payable to insured
Or. Rev. Stat. § 743.047 - Life insurance proceeds or cash value if you are not the insured
Or. Rev. Stat. § 743.049 - Annuity contract benefits to $500 per month
Or. Rev. Stat. § 743.050 - Health or disability proceeds or avails
Or. Rev. Stat. § 748.207 - Fraternal benefit society benefits
Or. Rev. Stat. § 87.075 - Building materials for construction of an improvement
Or. Rev. Stat. § 97.660 - Burial plot
Or. Rev. Stat. § 97.675 - Burial plot
Or. Rev. Stat. § 18.395 - Real property, mobile home or houseboat you occupy or intend to occupy to $40,000 ($50,000 for joint owners); property cannot exceed 1 block in town or city or 160 acres elsewhere; sale proceeds exempt 1 year from sale, if you intend to purchase another home
Or. Rev. Stat. § 18.402 - Real property, mobile home or houseboat you occupy or intend to occupy to $40,000 ($50,000 for joint owners); property cannot exceed 1 block in town or city or 160 acres elsewhere; sale proceeds exempt 1 year from sale, if you intend to purchase another home
- Klamath Indians tribe benefits for Indians residing in Oregon.
- Klamath Indians tribe benefits for Indians residing in Oregon.

50 State Opt Out Exemptions

In re McNutt, 87 BR 84 (9th Cir. 1988) - Alaska has not elected to "opt out" of the federal exemptions pursuant to Code § 522(b). Instead, Alaska has enacted a provision, AS § 09.38.055, which limits the exemptions available to a debtor filing bankruptcy and residing in Alaska to those within the following statutes: AS §§ 09.38.010, 09.38.015, 09.38.017, 09.38.020, 09.38.025 and 09.38.030.
Alaska Stat. � 09.38.055 - Alaska has not elected to "opt out" of the federal exemptions pursuant to Code § 522(b). Instead, Alaska has enacted a provision, AS § 09.38.055, which limits the exemptions available to a debtor filing bankruptcy and residing in Alaska to those within the following statutes: AS §§ 09.38.010, 09.38.015, 09.38.017, 09.38.020, 09.38.025 and 09.38.030.
Ala. Code § 6-10-11 - Alabama has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). AC § 6-10-11.
In re Holt, 894 F.2d 1005 (8th Cir. 1990) - In a federal bankruptcy case Arkansas allows its residents to choose either the property exemptions provided by the laws of Arkansas or the property exemptions provided by Code § 522(d). ACA § 16-66-217.
Ark. Code Ann. � 16-66-217 - In a federal bankruptcy case Arkansas allows its residents to choose either the property exemptions provided by the laws of Arkansas or the property exemptions provided by Code § 522(d). ACA § 16-66-217.
Ariz. Rev. Stat. � 33-1133 (B) - Arizona has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). ARSA § 33-1133(B)
Cal. Civ. Proc. Code � 703.130 - California has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). CCPC § 703.130. In California, the state law provides for two alternative sets of exemptions with one of the alternatives being very similar to the exemptions listed in Code � 522(d). Choices between the two alternatives are limited in that a husband and wife filing jointly must both elect the same alternative and a married debtor filing individually cannot elect the provisions similar to those provided under the Bankruptcy Code unless the nonfiling spouse agrees to waive the right to claim the alternative exemption during the subsequent bankruptcy of that debtor.
Cal. Civ. Proc. Code � 703.130 - California has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). CCPC § 703.130. In California, the state law provides for two alternative sets of exemptions with one of the alternatives being very similar to the exemptions listed in Code § 522(d). Choices between the two alternatives are limited in that a husband and wife filing jointly must both elect the same alternative and a married debtor filing individually cannot elect the provisions similar to those provided under the Bankruptcy Code unless the nonfiling spouse agrees to waive the right to claim the alternative exemption during the subsequent bankruptcy of that debtor.
Colo. Rev. Stat. § 13-54-107 - Colorado has elected to "opt out" of the federal exemptions pursuant to Code § 522(d). CRS § 13-54-107.
Del. Code Ann. tit. 10, § 4914 (a) - Delaware has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). DCA 10 § 4914(a)
Fla. Stat. Ann. § 222.201 - Florida has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). FSA § 222.20, But with exceptions noted in FSA § 222.201, allowing federal exemptions in 11 USC § 522(d)(10).
Fla. Stat. Ann. § 222.20 - Florida has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). FSA § 222.20, But with exceptions noted in FSA § 222.201, allowing federal exemptions in 11 USC § 522(d)(10).
Ga. Code Ann. § 44-13-100 (b) - Georgia has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). GCA § 44-13-100(b)
Iowa Code � 627.10 - Iowa has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). ICA § 627.10.
Idaho Code � 11-609 - Idaho has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). IC § 11-609.
735 Ill. Comp. Stat. 5/12-1201 - Illinois has elected to "opt out" of the federal exemptions pursuant to Code § 522(b).
Ind. Code Ann. � 34-55-10-1 - Indiana has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). ICA § 34-55-10-1.
Kan. Stat. Ann. § 60-2312 - Kansas has elected to "opt out" of the federal exemptions pursuant to Code § 522(b) except property listed in Code § 522(d)(10) for all cases filed after July 1, 1986 (KSA § 60-2312).
Ky. Rev. Stat. Ann. § 427.170 - In 2005, Kentucky elected to "opt in" to the federal exemptions pursuant to Code § 522(b). KRSA § 427.170.
La. Rev. Stat. Ann. � 13:3881 (B)(1) - Louisiana has elected to "opt out" of the federal exemptions pursuant to Code § 522. LRSA § 13:3881(B)(1)
Md. Code Ann., [Cts. & Jud. Proc.] § 11-504 (g) - Maryland has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). MC&JPCA § 11-504(g).
Me. Rev. Stat. Ann. tit. 14, § 4426 - Maine has elected to "opt out" of the federal exemptions pursuant to Code § 522. MRSA 14 § 4426.
In re Sassak, 426 B.R. 680 (Bankr. E.D. Mich 2010) - Michigan has not opted out (Federal exemptions are available) but has enacted a special bankruptcy only exemption statute. However debtors may use other state exemptions as well.
Mo. Rev. Stat. � 513.427 - Missouri has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). MAS § 513.427.
Miss. Code Ann. � 85-3-2 - Mississippi has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). MCA § 85-3-2 effective July 1, 1991.
In re Shumaker, 124 B.R. 820 Bkrtcy.D.Mont.,199 (Bankr.D.Mont. 1991) - Montanta's bankruptcy-only exemptions do not conflict with the Federal Constitution
Mont. Code Ann. § 31-2-106 - Montana has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). MCA § 31-2-106.
N.C. Gen. Stat. � 1C-1601 (f) - North Carolina has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). NCGS § 1C-1601(f).
N.D. Cent. Code � 28-22-17 - North Dakota has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). NDCC § 28-22-17.
Neb. Rev. Stat. � 25-15, 105 - Nebraska has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). NRS § 25-15, 105.
Nev. Rev. Stat. Ann. � 21.090 (3) - Nevada has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). NRSA § 21.090(3).
N.Y. Debt. & Cred. Law � 285 - As of 2011, New York allows residents to choose the federal exemptions pursuant to Code § 522(b). NYD&CL § 285
Ohio Rev. Code Ann. � 2329.662 - Ohio has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). ORCA § 2329.662.
31 Okla. Stat. Ann. � 1 (B) - Oklahoma has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). OSA 31 § 1(B).
Or. Rev. Stat. � 18.300 - As of July 1, 2013, Oregon has ceased to "opt out" of the federal exemptions pursuant to Code § 522(b). ORS § 18.300. You can now use the federal exemptions.
S.C. Code Ann. � 15-41-35 - South Carolina has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). SCCA § 15-41-35.
S.D. Codified Laws Ann. � 43-31-30 - South Dakota has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). SD CLA § 43-31-30.
Tenn. Code Ann. � 26-2-112 - Tennessee has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). TCA § 26-2-112.
Utah Code Ann. � 78B-5-513 - Utah has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). UCA § 78B-5-513
Va. Code Ann. � 34-3.1 - Virginia has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). VA § 34-3.1.
In re Morrell, 394 B.R. 405 (Bkrtcy.N.D.W.Va 2008) - West Virginia's separate set of bankruptcy exemptions is not unconstitutional.
Sheehan v. Peveich, 574 F.3d 248 (4th Cir. 2009) - West Virginia's separate set of bankruptcy exemptions is not unconstitutional.
W. Va. Code § 38-10-4 (l),(m) - As of July 1, 2021, West Virginia now allows its residents to use the federal exemptions pursuant to Code § 522(b). WVC § 38-10-4. West Virginia has two sets of state law exemptions. The exemptions for debtors who are not filing bankruptcy are provided under WVC §§ 38-8-1 et seq. for personal property exemptions and WVC §§ 38-9-1 et seq. for homestead exemptions.
Wyo. Stat. § 1-20-109 - Wyoming has elected to "opt out" of the federal exemptions pursuant to Code § 522(b). WS § 1-20-109.

← Oregon Opt Out Exemptions

Citation: Stat. - Or. Rev. Stat. � 18.300

Other Oregon Exemption Citations

50 State Opt Out Exemptions