Filing Means Test Exemptions Courts Forms
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What is the means test, and do I need to worry about it?

Means Test FAQ

The bankruptcy means test was added to US bankruptcy law in 2005 as part of the credt-card-industry sponsored bankruptcy law to weed out so-called "bankruptcy-abusers" -- hence the language about a "presumption of abuse" (just to make you feel extra ashamed for exercising your right to bankruptcy!).
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Updated: 2021-04-30
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Your questions about the bankruptcy means test, answered.


Automatically apply your county expense standards and state income standards to your means test calculation.

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