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Obamacare 2020 Rates and Health Insurance Providers for Gaston County , North Carolina


Obamacare > Rates > North Carolina > Gaston County

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Gaston County, North Carolina.

The health insurance rates listed below are for calendar year 2020.

Obamacare Providers, Plans and 2020 Rates for Gaston County, North Carolina

Below, you’ll find a summary of the 22 plans for Gaston County, North Carolina and rates for each of these providers. This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at HealthCare.gov
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Gastonia, NC area accept this insurance coverage as within the plan's network.

2020 Obamacare Rates, Providers, and Plans for Gaston County

ADVERTISEMENT

Blue Cross and Blue Shield of NC

Local: 1-800-324-4973 | Toll Free: 1-800-324-4973

 

Gold

(POS) Blue Value Gold 3000 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$389.73
$442.34
$498.07
$696.06
$1,057.73
$779.46
$884.68
$996.14
$1,392.12
$2,115.46
$1,077.60
$1,182.82
$1,294.28
$1,690.26
$1,375.74
$1,480.96
$1,592.42
$1,988.40
$1,673.88
$1,779.10
$1,890.56
$2,286.54
$687.87
$740.48
$796.21
$994.20
$986.01
$1,038.62
$1,094.35
$1,292.34
$1,284.15
$1,336.76
$1,392.49
$1,590.48
$298.14
 

Silver

(POS) Blue Value Silver 4500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,500 $9,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$392.18
$445.12
$501.21
$700.43
$1,064.38
$784.36
$890.24
$1,002.42
$1,400.86
$2,128.76
$1,084.38
$1,190.26
$1,302.44
$1,700.88
$1,384.40
$1,490.28
$1,602.46
$2,000.90
$1,684.42
$1,790.30
$1,902.48
$2,300.92
$692.20
$745.14
$801.23
$1,000.45
$992.22
$1,045.16
$1,101.25
$1,300.47
$1,292.24
$1,345.18
$1,401.27
$1,600.49
$300.02
 

Silver

(POS) Blue Value Silver 7500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$367.94
$417.61
$470.23
$657.14
$998.59
$735.88
$835.22
$940.46
$1,314.28
$1,997.18
$1,017.35
$1,116.69
$1,221.93
$1,595.75
$1,298.82
$1,398.16
$1,503.40
$1,877.22
$1,580.29
$1,679.63
$1,784.87
$2,158.69
$649.41
$699.08
$751.70
$938.61
$930.88
$980.55
$1,033.17
$1,220.08
$1,212.35
$1,262.02
$1,314.64
$1,501.55
$281.47
 

Expanded Bronze

(POS) Blue Value Bronze 7500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$270.57
$307.10
$345.79
$483.24
$734.33
$541.14
$614.20
$691.58
$966.48
$1,468.66
$748.13
$821.19
$898.57
$1,173.47
$955.12
$1,028.18
$1,105.56
$1,380.46
$1,162.11
$1,235.17
$1,312.55
$1,587.45
$477.56
$514.09
$552.78
$690.23
$684.55
$721.08
$759.77
$897.22
$891.54
$928.07
$966.76
$1,104.21
$206.99
 

Expanded Bronze

(POS) Blue Value Bronze 6900 (limited network, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,900 $13,800
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$264.03
$299.67
$337.43
$471.56
$716.58
$528.06
$599.34
$674.86
$943.12
$1,433.16
$730.04
$801.32
$876.84
$1,145.10
$932.02
$1,003.30
$1,078.82
$1,347.08
$1,134.00
$1,205.28
$1,280.80
$1,549.06
$466.01
$501.65
$539.41
$673.54
$667.99
$703.63
$741.39
$875.52
$869.97
$905.61
$943.37
$1,077.50
$201.98
 

Bronze

(POS) Blue Value Bronze 8150 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$256.31
$290.91
$327.56
$457.77
$695.63
$512.62
$581.82
$655.12
$915.54
$1,391.26
$708.70
$777.90
$851.20
$1,111.62
$904.78
$973.98
$1,047.28
$1,307.70
$1,100.86
$1,170.06
$1,243.36
$1,503.78
$452.39
$486.99
$523.64
$653.85
$648.47
$683.07
$719.72
$849.93
$844.55
$879.15
$915.80
$1,046.01
$196.08
 

Catastrophic

(POS) Blue Value Catastrophic (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$177.57
$201.54
$226.93
$317.14
$481.92
$355.14
$403.08
$453.86
$634.28
$963.84
$490.98
$538.92
$589.70
$770.12
$626.82
$674.76
$725.54
$905.96
$762.66
$810.60
$861.38
$1,041.80
$313.41
$337.38
$362.77
$452.98
$449.25
$473.22
$498.61
$588.82
$585.09
$609.06
$634.45
$724.66
$135.84
 

Gold

(POS) Blue Local Gold 3000 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$444.19
$504.16
$567.67
$793.32
$1,205.53
$888.38
$1,008.32
$1,135.34
$1,586.64
$2,411.06
$1,228.19
$1,348.13
$1,475.15
$1,926.45
$1,568.00
$1,687.94
$1,814.96
$2,266.26
$1,907.81
$2,027.75
$2,154.77
$2,606.07
$784.00
$843.97
$907.48
$1,133.13
$1,123.81
$1,183.78
$1,247.29
$1,472.94
$1,463.62
$1,523.59
$1,587.10
$1,812.75
$339.81
 

Silver

(POS) Blue Local Silver 4500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,500 $9,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$452.21
$513.26
$577.92
$807.65
$1,227.30
$904.42
$1,026.52
$1,155.84
$1,615.30
$2,454.60
$1,250.36
$1,372.46
$1,501.78
$1,961.24
$1,596.30
$1,718.40
$1,847.72
$2,307.18
$1,942.24
$2,064.34
$2,193.66
$2,653.12
$798.15
$859.20
$923.86
$1,153.59
$1,144.09
$1,205.14
$1,269.80
$1,499.53
$1,490.03
$1,551.08
$1,615.74
$1,845.47
$345.94
 

Silver

(POS) Blue Local Silver 7500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$422.34
$479.36
$539.75
$754.30
$1,146.23
$844.68
$958.72
$1,079.50
$1,508.60
$2,292.46
$1,167.77
$1,281.81
$1,402.59
$1,831.69
$1,490.86
$1,604.90
$1,725.68
$2,154.78
$1,813.95
$1,927.99
$2,048.77
$2,477.87
$745.43
$802.45
$862.84
$1,077.39
$1,068.52
$1,125.54
$1,185.93
$1,400.48
$1,391.61
$1,448.63
$1,509.02
$1,723.57
$323.09
 

Expanded Bronze

(POS) Blue Local Bronze 6900 (local network with Atrium Health, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,900 $13,800
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$305.16
$346.36
$389.99
$545.02
$828.20
$610.32
$692.72
$779.98
$1,090.04
$1,656.40
$843.77
$926.17
$1,013.43
$1,323.49
$1,077.22
$1,159.62
$1,246.88
$1,556.94
$1,310.67
$1,393.07
$1,480.33
$1,790.39
$538.61
$579.81
$623.44
$778.47
$772.06
$813.26
$856.89
$1,011.92
$1,005.51
$1,046.71
$1,090.34
$1,245.37
$233.45
 

Expanded Bronze

(POS) Blue Local Bronze 7500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$310.25
$352.13
$396.50
$554.11
$842.02
$620.50
$704.26
$793.00
$1,108.22
$1,684.04
$857.84
$941.60
$1,030.34
$1,345.56
$1,095.18
$1,178.94
$1,267.68
$1,582.90
$1,332.52
$1,416.28
$1,505.02
$1,820.24
$547.59
$589.47
$633.84
$791.45
$784.93
$826.81
$871.18
$1,028.79
$1,022.27
$1,064.15
$1,108.52
$1,266.13
$237.34
 

Bronze

(POS) Blue Local Bronze 8150 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$296.42
$336.44
$378.82
$529.41
$804.48
$592.84
$672.88
$757.64
$1,058.82
$1,608.96
$819.60
$899.64
$984.40
$1,285.58
$1,046.36
$1,126.40
$1,211.16
$1,512.34
$1,273.12
$1,353.16
$1,437.92
$1,739.10
$523.18
$563.20
$605.58
$756.17
$749.94
$789.96
$832.34
$982.93
$976.70
$1,016.72
$1,059.10
$1,209.69
$226.76
 

Catastrophic

(POS) Blue Local Catastrophic (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$201.97
$229.24
$258.12
$360.72
$548.15
$403.94
$458.48
$516.24
$721.44
$1,096.30
$558.45
$612.99
$670.75
$875.95
$712.96
$767.50
$825.26
$1,030.46
$867.47
$922.01
$979.77
$1,184.97
$356.48
$383.75
$412.63
$515.23
$510.99
$538.26
$567.14
$669.74
$665.50
$692.77
$721.65
$824.25
$154.51

ADVERTISEMENT

Bright Health Company of North Carolina

Local: 1-855-521-9349 | Toll Free: 1-855-521-9349

 

Gold

(HMO) Gold 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,700 $5,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$454.65
$516.03
$581.04
$812.00
$1,233.91
$909.30
$1,032.06
$1,162.08
$1,624.00
$2,467.82
$1,257.11
$1,379.87
$1,509.89
$1,971.81
$1,604.92
$1,727.68
$1,857.70
$2,319.62
$1,952.73
$2,075.49
$2,205.51
$2,667.43
$802.46
$863.84
$928.85
$1,159.81
$1,150.27
$1,211.65
$1,276.66
$1,507.62
$1,498.08
$1,559.46
$1,624.47
$1,855.43
$347.81
 

Silver

(HMO) Silver 4

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,700 $9,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$317.23
$360.05
$405.41
$566.57
$860.95
$634.46
$720.10
$810.82
$1,133.14
$1,721.90
$877.14
$962.78
$1,053.50
$1,375.82
$1,119.82
$1,205.46
$1,296.18
$1,618.50
$1,362.50
$1,448.14
$1,538.86
$1,861.18
$559.91
$602.73
$648.09
$809.25
$802.59
$845.41
$890.77
$1,051.93
$1,045.27
$1,088.09
$1,133.45
$1,294.61
$242.68
 

Silver

(HMO) Silver 5

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,000 $8,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$320.43
$363.68
$409.50
$572.28
$869.64
$640.86
$727.36
$819.00
$1,144.56
$1,739.28
$885.99
$972.49
$1,064.13
$1,389.69
$1,131.12
$1,217.62
$1,309.26
$1,634.82
$1,376.25
$1,462.75
$1,554.39
$1,879.95
$565.56
$608.81
$654.63
$817.41
$810.69
$853.94
$899.76
$1,062.54
$1,055.82
$1,099.07
$1,144.89
$1,307.67
$245.13
 

Silver

(HMO) Silver 6

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,500 $13,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$321.47
$364.86
$410.83
$574.14
$872.46
$642.94
$729.72
$821.66
$1,148.28
$1,744.92
$888.86
$975.64
$1,067.58
$1,394.20
$1,134.78
$1,221.56
$1,313.50
$1,640.12
$1,380.70
$1,467.48
$1,559.42
$1,886.04
$567.39
$610.78
$656.75
$820.06
$813.31
$856.70
$902.67
$1,065.98
$1,059.23
$1,102.62
$1,148.59
$1,311.90
$245.92
 

Bronze

(HMO) Bronze 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$244.26
$277.23
$312.16
$436.24
$662.91
$488.52
$554.46
$624.32
$872.48
$1,325.82
$675.38
$741.32
$811.18
$1,059.34
$862.24
$928.18
$998.04
$1,246.20
$1,049.10
$1,115.04
$1,184.90
$1,433.06
$431.12
$464.09
$499.02
$623.10
$617.98
$650.95
$685.88
$809.96
$804.84
$837.81
$872.74
$996.82
$186.86
 

Expanded Bronze

(HMO) Bronze Premier 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,000 $10,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$259.51
$294.55
$331.66
$463.49
$704.32
$519.02
$589.10
$663.32
$926.98
$1,408.64
$717.55
$787.63
$861.85
$1,125.51
$916.08
$986.16
$1,060.38
$1,324.04
$1,114.61
$1,184.69
$1,258.91
$1,522.57
$458.04
$493.08
$530.19
$662.02
$656.57
$691.61
$728.72
$860.55
$855.10
$890.14
$927.25
$1,059.08
$198.53
 

Expanded Bronze

(HMO) Bronze HSA 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,850 $13,700
Maximum Out of Pocket Per Year $6,850 $13,700
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$302.39
$343.21
$386.45
$540.06
$820.68
$604.78
$686.42
$772.90
$1,080.12
$1,641.36
$836.11
$917.75
$1,004.23
$1,311.45
$1,067.44
$1,149.08
$1,235.56
$1,542.78
$1,298.77
$1,380.41
$1,466.89
$1,774.11
$533.72
$574.54
$617.78
$771.39
$765.05
$805.87
$849.11
$1,002.72
$996.38
$1,037.20
$1,080.44
$1,234.05
$231.33
 

Catastrophic

(HMO) Catastrophic 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$152.99
$173.65
$195.53
$273.25
$415.22
$305.98
$347.30
$391.06
$546.50
$830.44
$423.02
$464.34
$508.10
$663.54
$540.06
$581.38
$625.14
$780.58
$657.10
$698.42
$742.18
$897.62
$270.03
$290.69
$312.57
$390.29
$387.07
$407.73
$429.61
$507.33
$504.11
$524.77
$546.65
$624.37
$117.04

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Gaston County here.

Gaston County is in “Rating Area 5” of North Carolina.

Currently, there are 22 plans offered in Rating Area 5.

Currituck County Camden County Ashe County Gates County Alleghany County Hertford County Northampton County Surry County Warren County Pasquotank County Vance County Stokes County Granville County Person County Caswell County Rockingham County Halifax County Wilkes County Perquimans County Watauga County Chowan County Avery County Dare County Yadkin County Bertie County Franklin County Forsyth County Guilford County Alamance County Orange County Durham County Nash County Mitchell County Edgecombe County Caldwell County Yancey County Martin County Madison County Wake County Davie County Iredell County Tyrrell County Alexander County Dare County Washington County Davidson County Burke County Dare County McDowell County Randolph County Wilson County Chatham County Rowan County Pitt County Dare County Buncombe County Catawba County Haywood County Johnston County Beaufort County Hyde County Swain County Greene County Lee County Rutherford County Wayne County Cleveland County Harnett County Lincoln County Jackson County Graham County Henderson County Mecklenburg County Moore County Montgomery County Cabarrus County Stanly County Transylvania County Lenoir County Craven County Polk County Gaston County Pamlico County Macon County Cherokee County Sampson County Cumberland County Hyde County Jones County Clay County Hoke County Anson County Union County Duplin County Richmond County Carteret County Scotland County Onslow County Robeson County Bladen County Pender County Columbus County New Hanover County Brunswick County Brunswick County

Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016| 2017 | 2018 | 2019

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