The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Okaloosa County, Florida.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in Fort Walton Beach, Florida
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Lowest Catatrophic Plan = $181.73/mo
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Lowest Bronze Plan = $164.53/mo
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Lowest Silver Plan = $182.78/mo
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Second Lowest Silver Plan* = $188.45/mo
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Lowest Gold Plan = $210.01/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in Florida.
Providers in Okaloosa County
Okaloosa County is in “Rating Area 46” of Florida. Currently, there are 2 providers offering 77 plans to Rating Area 46. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
Florida Blue (BlueCross BlueShield FL) |
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Plan (EPO): BlueOptions Predictable Cost 1413 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $304.73 | $519.32 | $1,029.34 | $699.31 | $743.22 | $184.64 |
Plan (EPO): BlueOptions Predictable Cost 1423 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $284.41 | $484.69 | $960.70 | $652.68 | $693.66 | $172.33 |
Plan (EPO): BlueOptions Predictable Cost Plus 1413P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $314.18 | $535.43 | $1,061.28 | $721.01 | $766.28 | $190.37 |
Plan (EPO): BlueOptions Predictable Cost Plus 1423P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $293.22 | $499.71 | $990.46 | $672.90 | $715.14 | $177.67 |
Plan (EPO): BlueOptions Essential 1401 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $287.44 | $489.86 | $970.96 | $659.65 | $701.06 | $174.17 |
Plan (EPO): BlueOptions Essential 1406 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $264.78 | $451.23 | $894.38 | $607.62 | $645.78 | $160.43 |
Plan (EPO): BlueOptions Essential (HSA) 1419 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $220.13 | $375.14 | $743.56 | $505.16 | $536.88 | $133.38 |
Plan (EPO): BlueOptions Essential (HSA) 1430 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $231.55 | $394.60 | $782.14 | $531.37 | $564.72 | $140.30 |
Plan (EPO): BlueOptions Essential Plus 1401P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $296.36 | $505.05 | $1,001.06 | $680.10 | $722.80 | $179.57 |
Plan (EPO): BlueOptions Essential Plus 1406P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $272.98 | $465.22 | $922.12 | $626.47 | $665.78 | $165.41 |
Plan (EPO): BlueOptions Essential (HSA) Plus 1419P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $226.95 | $386.77 | $766.60 | $520.81 | $553.52 | $137.51 |
Plan (EPO): BlueOptions Essential (HSA) Plus 1430P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $238.72 | $406.83 | $806.38 | $547.84 | $582.24 | $144.65 |
Plan (EPO): BlueOptions Everyday Health 1431 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $269.37 | $459.06 | $909.88 | $618.15 | $656.98 | $163.21 |
Plan (EPO): BlueOptions Everyday Health Plus 1431P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $277.72 | $473.29 | $938.12 | $637.34 | $677.34 | $168.28 |
Plan (EPO): BlueOptions Everyday Health 1418 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $313.97 | $535.06 | $1,060.54 | $720.51 | $765.74 | $190.24 |
Plan (EPO): BlueOptions Everyday Health 1420 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $280.97 | $478.83 | $949.10 | $644.80 | $685.28 | $170.25 |
Plan (EPO): BlueOptions Everyday Health Plus 1418P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $323.70 | $551.65 | $1,093.40 | $742.83 | $789.48 | $196.13 |
Plan (EPO): BlueOptions Everyday Health Plus 1420P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $289.69 | $493.69 | $978.54 | $664.80 | $706.54 | $175.53 |
Plan (EPO): BlueOptions Everyday Health Premier 1418V |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $340.54 | $580.35 | $1,150.28 | $781.47 | $830.56 | $206.33 |
Plan (EPO): BlueOptions Everyday Health Premier 1420V |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $304.75 | $519.36 | $1,029.42 | $699.37 | $743.28 | $184.66 |
Plan (EPO): BlueOptions Everyday Health 1416 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $237.44 | $404.64 | $802.04 | $544.89 | $579.08 | $143.87 |
Plan (EPO): BlueOptions Everyday Health Plus 1416P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $244.79 | $417.17 | $826.86 | $561.75 | $597.02 | $148.32 |
Plan (EPO): BlueOptions All Copay 1424 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $329.49 | $561.51 | $1,112.96 | $756.12 | $803.60 | $199.64 |
Plan (EPO): BlueOptions All Copay Plus 1424P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $339.70 | $578.91 | $1,147.46 | $779.56 | $828.50 | $205.83 |
Plan (EPO): BlueOptions Catastrophic 1433 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Catastrophic | $190.45 | $324.56 | $643.32 | $437.06 | $464.50 | $115.40 |
Plan (EPO): BlueOptions Everyday Health 1410 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $244.55 | $416.76 | $826.06 | $561.21 | $596.44 | $148.18 |
Plan (EPO): BlueOptions Everyday Health Plus 1410P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $252.13 | $429.69 | $851.68 | $578.61 | $614.94 | $152.77 |
Plan (EPO): BlueSelect Predictable Cost 1446 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $238.70 | $406.79 | $806.30 | $547.78 | $582.18 | $144.63 |
Plan (EPO): BlueSelect Predictable Cost 1456 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $222.78 | $379.66 | $752.50 | $511.23 | $543.34 | $134.98 |
Plan (EPO): BlueSelect Predictable Cost Plus 1446P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $246.10 | $419.40 | $831.26 | $564.74 | $600.20 | $149.11 |
Plan (EPO): BlueSelect Predictable Cost Plus 1456P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $229.68 | $391.42 | $775.84 | $527.09 | $560.18 | $139.17 |
Plan (EPO): BlueSelect Essential 1434 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $225.16 | $383.71 | $760.56 | $516.71 | $549.14 | $136.43 |
Plan (EPO): BlueSelect Essential 1439 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $207.40 | $353.45 | $700.58 | $475.96 | $505.84 | $125.67 |
Plan (EPO): BlueSelect Essential (HSA) 1452 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $172.43 | $293.85 | $582.44 | $395.70 | $420.54 | $104.48 |
Plan (EPO): BlueSelect Essential (HSA) 1463 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $181.37 | $309.08 | $612.62 | $416.20 | $442.34 | $109.89 |
Plan (EPO): BlueSelect Essential Plus 1434P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $232.14 | $395.61 | $784.14 | $532.73 | $566.16 | $140.66 |
Plan (EPO): BlueSelect Essential Plus 1439P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $213.83 | $364.41 | $722.28 | $490.70 | $521.52 | $129.56 |
Plan (EPO): BlueSelect Essential (HSA) Plus 1452P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $177.77 | $302.95 | $600.48 | $407.95 | $433.56 | $107.71 |
Plan (EPO): BlueSelect Essential (HSA) Plus 1463P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $186.99 | $318.67 | $631.62 | $429.11 | $456.06 | $113.30 |
Plan (EPO): BlueSelect Everyday Health 1464 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $210.99 | $359.58 | $712.72 | $484.21 | $514.60 | $127.85 |
Plan (EPO): BlueSelect Everyday Health Plus 1464P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $217.53 | $370.72 | $734.80 | $499.21 | $530.54 | $131.81 |
Plan (EPO): BlueSelect Everyday Health 1451 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $245.93 | $419.12 | $830.72 | $564.37 | $599.82 | $149.01 |
Plan (EPO): BlueSelect Everyday Health 1453 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $220.09 | $375.08 | $743.46 | $505.09 | $536.80 | $133.36 |
Plan (EPO): BlueSelect Everyday Health Plus 1451P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $253.56 | $432.11 | $856.46 | $581.86 | $618.40 | $153.63 |
Plan (EPO): BlueSelect Everyday Health Plus 1453P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $226.91 | $386.70 | $766.48 | $520.73 | $553.42 | $137.49 |
Plan (EPO): BlueSelect Everyday Health Premier 1451V |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $266.74 | $454.58 | $901.00 | $612.12 | $650.56 | $161.62 |
Plan (EPO): BlueSelect Everyday Health Premier 1453V |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $238.72 | $406.82 | $806.36 | $547.82 | $582.22 | $144.64 |
Plan (EPO): BlueSelect Everyday Health 1449 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $185.98 | $316.95 | $628.22 | $426.80 | $453.60 | $112.69 |
Plan (EPO): BlueSelect Everyday Health Plus 1449P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $191.74 | $326.77 | $647.68 | $440.02 | $467.66 | $116.18 |
Plan (EPO): BlueSelect All Copay 1457 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $258.08 | $439.82 | $871.78 | $592.27 | $629.44 | $156.38 |
Plan (EPO): BlueSelect All Copay Plus 1457P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $266.09 | $453.47 | $898.82 | $610.64 | $648.96 | $161.23 |
Plan (EPO): BlueSelect Everyday Health 1443 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $191.56 | $326.45 | $647.06 | $439.60 | $467.20 | $116.07 |
Plan (EPO): BlueSelect Everyday Health Plus 1443P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $197.49 | $336.57 | $667.10 | $453.21 | $481.68 | $119.66 |
Florida Blue HMO (a BlueCross BlueShield FL company) |
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Plan (HMO): BlueCare Predictable Cost 1480 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $289.77 | $493.82 | $978.80 | $664.98 | $706.72 | $175.58 |
Plan (HMO): BlueCare Predictable Cost 1490 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $270.39 | $460.80 | $913.34 | $620.50 | $659.46 | $163.83 |
Plan (HMO): BlueCare Predictable Cost Plus 1480P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $298.75 | $509.13 | $1,009.14 | $685.59 | $728.64 | $181.02 |
Plan (HMO): BlueCare Predictable Cost Plus 1490P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $278.77 | $475.08 | $941.64 | $639.73 | $679.90 | $168.91 |
Plan (HMO): BlueCare Essential 1468 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $270.02 | $460.17 | $912.10 | $619.66 | $658.56 | $163.61 |
Plan (HMO): BlueCare Essential 1473 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $249.37 | $424.97 | $842.32 | $572.25 | $608.18 | $151.09 |
Plan (HMO): BlueCare Essential (HSA) 1486 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $208.73 | $355.71 | $705.04 | $478.99 | $509.06 | $126.47 |
Plan (HMO): BlueCare Essential (HSA) 1497 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $218.31 | $372.05 | $737.42 | $500.99 | $532.44 | $132.28 |
Plan (HMO): BlueCare Essential Plus 1468P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $278.40 | $474.45 | $940.40 | $638.89 | $679.00 | $168.69 |
Plan (HMO): BlueCare Essential Plus 1473P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $257.09 | $438.14 | $868.44 | $590.00 | $627.04 | $155.78 |
Plan (HMO): BlueCare Essential (HSA) Plus 1486P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $215.20 | $366.74 | $726.90 | $493.84 | $524.84 | $130.39 |
Plan (HMO): BlueCare Essential (HSA) Plus 1497P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $225.08 | $383.58 | $760.28 | $516.52 | $548.96 | $136.38 |
Plan (HMO): BlueCare Everyday Health 1498 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $255.60 | $435.59 | $863.38 | $586.56 | $623.38 | $154.87 |
Plan (HMO): BlueCare Everyday Health Plus 1498P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $263.52 | $449.10 | $890.14 | $604.74 | $642.72 | $159.67 |
Plan (HMO): BlueCare Everyday Health 1485 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $296.15 | $504.70 | $1,000.36 | $679.62 | $722.30 | $179.44 |
Plan (HMO): BlueCare Everyday Health 1487 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $267.29 | $455.52 | $902.88 | $613.40 | $651.90 | $161.96 |
Plan (HMO): BlueCare Everyday Health Plus 1485P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $305.33 | $520.35 | $1,031.38 | $700.70 | $744.68 | $185.01 |
Plan (HMO): BlueCare Everyday Health Plus 1487P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Gold | $275.58 | $469.65 | $930.88 | $632.42 | $672.12 | $166.98 |
Plan (HMO): BlueCare Everyday Health 1483 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $232.91 | $396.93 | $786.76 | $534.51 | $568.06 | $141.13 |
Plan (HMO): BlueCare Everyday Health Plus 1483P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Bronze | $240.14 | $409.24 | $811.14 | $551.07 | $585.68 | $145.50 |
Plan (HMO): BlueCare All Copay 1491 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $309.85 | $528.05 | $1,046.64 | $711.06 | $755.70 | $187.74 |
Plan (HMO): BlueCare All Copay Plus 1491P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Platinum | $319.46 | $544.42 | $1,079.10 | $733.12 | $779.14 | $193.57 |
Plan (HMO): BlueCare Everyday Health 1477 |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $232.52 | $396.26 | $785.42 | $533.60 | $567.10 | $140.89 |
Plan (HMO): BlueCare Everyday Health Plus 1477P |
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Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
Silver | $239.73 | $408.55 | $809.78 | $550.15 | $584.68 | $145.26 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Okaloosa County here.