The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from beWellnm, the marketplace for Gallup, NM.
(For rates for small business owners, click here.)
Obamacare Providers in McKinley County for 2015
McKinley County is in “Rating Area 5” of New Mexico. Currently, there are 5 providers offering 52 plans to Rating Area 5. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at beWellnm or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Molina Marketplace |
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Plan (HMO): Molina Marketplace Gold Plan |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $250.16 | $426.32 | $845.02 | $422.51 | $541.86 | $151.58 |
Plan (HMO): Molina Marketplace Silver Plan |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $212.54 | $362.21 | $717.92 | $358.96 | $460.36 | $128.78 |
Plan (HMO): Molina Marketplace Bronze Plan |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $180.27 | $307.22 | $608.94 | $304.47 | $390.48 | $109.23 |
Presbyterian Health Plan, Inc |
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Plan (HMO): Individual HMO Gold A w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $286.98 | $489.07 | $969.38 | $484.69 | $621.60 | $173.89 |
Plan (HMO): Individual HMO Gold B w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $294.99 | $502.72 | $996.44 | $498.22 | $638.96 | $178.74 |
Plan (HMO): Individual HMO Gold C w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $280.94 | $478.77 | $948.96 | $474.48 | $608.52 | $170.22 |
Plan (HMO): Individual HMO Silver A w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $239.14 | $407.54 | $807.78 | $403.89 | $517.98 | $144.90 |
Plan (HMO): Individual HMO Silver B w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $243.51 | $414.99 | $822.56 | $411.28 | $527.46 | $147.55 |
Plan (HMO): Individual HMO Silver C w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $231.46 | $394.45 | $781.84 | $390.92 | $501.34 | $140.25 |
Plan (HMO): Individual HMO Silver D w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $223.73 | $381.27 | $755.72 | $377.86 | $484.60 | $135.56 |
Plan (HMO): Individual HMO Silver E w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $234.57 | $399.75 | $792.34 | $396.17 | $508.08 | $142.13 |
Plan (HMO): Individual HMO Bronze A w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $197.47 | $336.53 | $667.02 | $333.51 | $427.72 | $119.65 |
Plan (HMO): Individual HMO Bronze B w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $197.60 | $336.75 | $667.48 | $333.74 | $428.02 | $119.73 |
Plan (HMO): Individual HMO Bronze C w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $195.29 | $332.81 | $659.66 | $329.83 | $423.00 | $118.33 |
Plan (HMO): Individual HMO Catastrophic w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Catastrophic | $138.33 | $235.75 | $467.28 | $233.64 | $299.64 | $83.82 |
Plan (HMO): Individual HMO Platinum w/Gym Membership |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Platinum | $337.56 | $575.26 | $1140.22 | $570.11 | $731.16 | $204.53 |
CHRISTUS Health Plan |
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Plan (HMO): New Mexico Bronze SLD |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | ||||||
Plan (HMO): New Mexico Catastrophic S |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Catastrophic | ||||||
Plan (HMO): New Mexico Gold SLD |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | ||||||
Plan (HMO): New Mexico Silver SLD |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | ||||||
Blue Cross and Blue Shield of New Mexico |
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Plan (PPO): Blue PPO Gold? 001 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $287.76 | $490.40 | $972.02 | $486.01 | $623.30 | $174.36 |
Plan (PPO): Blue PPO Gold? 002 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $293.34 | $499.91 | $990.86 | $495.43 | $635.38 | $177.74 |
Plan (PPO): Blue PPO Silver? 003 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $243.36 | $414.73 | $822.02 | $411.01 | $527.12 | $147.45 |
Plan (PPO): Blue PPO Silver? 004 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $250.89 | $427.57 | $847.48 | $423.74 | $543.44 | $152.02 |
Plan (PPO): Blue PPO Bronze? 005 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $213.57 | $363.97 | $721.42 | $360.71 | $462.60 | $129.41 |
Plan (PPO): Blue PPO Bronze? 006 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $207.79 | $354.12 | $701.88 | $350.94 | $450.08 | $125.90 |
Plan (PPO): Blue Security PPO? 010 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Catastrophic | $195.18 | $332.63 | $659.32 | $329.66 | $422.78 | $118.27 |
Plan (PPO): Blue Cross Blue Shield Premier 1, a Multi-State Plan? |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $302.47 | $515.46 | $1021.68 | $510.84 | $655.14 | $183.27 |
Plan (PPO): Blue Cross Blue Shield Premier 2, a Multi-State Plan? |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $300.49 | $512.10 | $1015.02 | $507.51 | $650.88 | $182.07 |
Plan (PPO): Blue Cross Blue Shield Solution 3, a Multi-State Plan? |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $244.78 | $417.16 | $826.86 | $413.43 | $530.22 | $148.32 |
Plan (PPO): Blue Cross Blue Shield Solution 4, a Multi-State Plan? |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $238.60 | $406.62 | $805.96 | $402.98 | $516.82 | $144.57 |
Plan (PPO): Blue Cross Blue Shield Basic 5, a Multi-State Plan? |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $212.86 | $362.75 | $719.00 | $359.50 | $461.06 | $128.97 |
Plan (HMO): Blue Community Gold HMO? 001 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $234.46 | $399.56 | $791.96 | $395.98 | $507.84 | $142.06 |
Plan (HMO): Blue Community Gold HMO? 002 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $239.46 | $408.10 | $808.88 | $404.44 | $518.68 | $145.10 |
Plan (HMO): Blue Community Silver HMO? 003 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $194.96 | $332.25 | $658.54 | $329.27 | $422.28 | $118.13 |
Plan (HMO): Blue Community Silver HMO? 004 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $202.01 | $344.26 | $682.36 | $341.18 | $437.56 | $122.40 |
Plan (HMO): Blue Community Bronze HMO? 005 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $168.98 | $287.97 | $570.80 | $285.40 | $366.02 | $102.39 |
Plan (HMO): Blue Community Bronze HMO? 006 |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $166.44 | $283.64 | $562.20 | $281.10 | $360.50 | $100.85 |
New Mexico Health Connections |
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Plan (HMO): Care Connect Gold $750 HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $221.31 | $377.15 | $747.54 | $373.77 | $479.36 | $134.09 |
Plan (HMO): Care Connect Silver $2,000 HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $199.03 | $339.19 | $672.30 | $336.15 | $431.10 | $120.60 |
Plan (HMO): Care Connect Bronze |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | ||||||
Plan (HMO): Care Connect Catastrophic HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Catastrophic | $155.04 | $264.23 | $523.70 | $261.85 | $335.82 | $93.94 |
Plan (HMO): Care Connect Bronze $4,000 HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $146.39 | $249.47 | $494.48 | $247.24 | $317.08 | $88.70 |
Plan (PPO): Choice Connect Gold $500 PPO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $299.22 | $509.93 | $1010.72 | $505.36 | $648.12 | $181.30 |
Plan (PPO): Choice Connect Silver $2000 PPO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $262.74 | $447.75 | $887.50 | $443.75 | $569.10 | $159.20 |
Plan (HMO): Healthy Connect Gold HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $219.29 | $373.72 | $740.74 | $370.37 | $475.00 | $132.87 |
Plan (HMO): Healthy Connect Silver HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $195.59 | $333.32 | $660.68 | $330.34 | $423.66 | $118.51 |
Plan (HMO): Healthy Connect Bronze HMO |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Bronze | $145.71 | $248.31 | $492.18 | $246.09 | $315.60 | $88.29 |
Plan (PPO): CO-OPTIONSSM Choice Connect Gold $1,000 PPO, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Gold | $315.59 | $537.82 | $1066.00 | $533.00 | $683.56 | $191.22 |
Plan (PPO): CO-OPTIONSSM Choice Connect Silver $4,500 PPO, a Multi-State Plan |
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Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
Silver | $235.69 | $401.67 | $796.14 | $398.07 | $510.52 | $142.81 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see beWellnm.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for McKinley County here.