The health insurance rates listed below are for calendar year 2018.
2018 Rates and Providers
(click here for 2014)
(click here for 2015)
(click here for 2016)
(click here for 2017)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Elgin, IL.
Obamacare Providers, Plans and 2018 Rates for Kane County
Kane County is in “Rating Area 1” of Illinois.
Currently, there are 14 plans offered in Rating Area 1.
Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios for:
- Individual
- Couple
- Couple with 1 2 or 3 children
- Individual with 1 2 or 3 children
- A child alone
Each scenario is covered for age
- Age 21, 30, 40, 50
- Age 60 (Individual and Couple only)
For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:
- a summary of plan benefits and costs,
- a plan brochure, and
- a "Provider Directory" -- where you can find out which doctors and hospitals in the Elgin, IL area accept this insurance coverage as within the plan's "network".
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Blue Cross Blue Shield of IllinoisLocal: 1-800-538-8833 | Toll Free: 1-800-538-8833 TTY: 1-800-526-0844 |
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Plan: (HMO) Blue Precision Gold HMO? 207Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$500
: Family:
$1,500 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$414.04 $469.93 $529.14 $739.47 $1,123.70 |
$828.08 $939.86 $1,058.28 $1,478.94 $2,247.40 |
$1,144.82 $1,256.60 $1,375.02 $1,795.68 |
$1,461.56 $1,573.34 $1,691.76 $2,112.42 |
$1,778.30 $1,890.08 $2,008.50 $2,429.16 |
$730.78 $786.67 $845.88 $1,056.21 |
$1,047.52 $1,103.41 $1,162.62 $1,372.95 |
$1,364.26 $1,420.15 $1,479.36 $1,689.69 |
$316.74 |
Plan: (HMO) Blue Precision Silver HMO? 206Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$2,250
: Family:
$6,750 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$391.14 $443.94 $499.88 $698.58 $1,061.56 |
$782.28 $887.88 $999.76 $1,397.16 $2,123.12 |
$1,081.50 $1,187.10 $1,298.98 $1,696.38 |
$1,380.72 $1,486.32 $1,598.20 $1,995.60 |
$1,679.94 $1,785.54 $1,897.42 $2,294.82 |
$690.36 $743.16 $799.10 $997.80 |
$989.58 $1,042.38 $1,098.32 $1,297.02 |
$1,288.80 $1,341.60 $1,397.54 $1,596.24 |
$299.22 |
Plan: (HMO) Blue Precision Bronze HMO? 205Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$6,000
: Family:
$14,700 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$304.87 $346.03 $389.63 $544.51 $827.43 |
$609.74 $692.06 $779.26 $1,089.02 $1,654.86 |
$842.97 $925.29 $1,012.49 $1,322.25 |
$1,076.20 $1,158.52 $1,245.72 $1,555.48 |
$1,309.43 $1,391.75 $1,478.95 $1,788.71 |
$538.10 $579.26 $622.86 $777.74 |
$771.33 $812.49 $856.09 $1,010.97 |
$1,004.56 $1,045.72 $1,089.32 $1,244.20 |
$233.23 |
Plan: (PPO) Blue Choice Preferred Security PPO? 200Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$7,350
: Family:
$14,700 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Catastrophic | 21 30 40 50 60 |
$294.44 $334.19 $376.30 $525.87 $799.12 |
$588.88 $668.38 $752.60 $1,051.74 $1,598.24 |
$814.13 $893.63 $977.85 $1,276.99 |
$1,039.38 $1,118.88 $1,203.10 $1,502.24 |
$1,264.63 $1,344.13 $1,428.35 $1,727.49 |
$519.69 $559.44 $601.55 $751.12 |
$744.94 $784.69 $826.80 $976.37 |
$970.19 $1,009.94 $1,052.05 $1,201.62 |
$225.25 |
Plan: (HMO) BlueCare Direct Silver? 212 with AdvocateSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$2,250
: Family:
$6,750 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$371.58 $421.75 $474.88 $663.65 $1,008.48 |
$743.16 $843.50 $949.76 $1,327.30 $2,016.96 |
$1,027.42 $1,127.76 $1,234.02 $1,611.56 |
$1,311.68 $1,412.02 $1,518.28 $1,895.82 |
$1,595.94 $1,696.28 $1,802.54 $2,180.08 |
$655.84 $706.01 $759.14 $947.91 |
$940.10 $990.27 $1,043.40 $1,232.17 |
$1,224.36 $1,274.53 $1,327.66 $1,516.43 |
$284.26 |
Plan: (PPO) Blue Choice Preferred Gold PPO? 204Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$750
: Family:
$2,250 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$446.06 $506.28 $570.06 $796.66 $1,210.61 |
$892.12 $1,012.56 $1,140.12 $1,593.32 $2,421.22 |
$1,233.36 $1,353.80 $1,481.36 $1,934.56 |
$1,574.60 $1,695.04 $1,822.60 $2,275.80 |
$1,915.84 $2,036.28 $2,163.84 $2,617.04 |
$787.30 $847.52 $911.30 $1,137.90 |
$1,128.54 $1,188.76 $1,252.54 $1,479.14 |
$1,469.78 $1,530.00 $1,593.78 $1,820.38 |
$341.24 |
Plan: (PPO) Blue Choice Preferred Silver PPO? 203Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$1,450
: Family:
$4,350 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$425.52 $482.97 $543.82 $759.98 $1,154.87 |
$851.04 $965.94 $1,087.64 $1,519.96 $2,309.74 |
$1,176.57 $1,291.47 $1,413.17 $1,845.49 |
$1,502.10 $1,617.00 $1,738.70 $2,171.02 |
$1,827.63 $1,942.53 $2,064.23 $2,496.55 |
$751.05 $808.50 $869.35 $1,085.51 |
$1,076.58 $1,134.03 $1,194.88 $1,411.04 |
$1,402.11 $1,459.56 $1,520.41 $1,736.57 |
$325.53 |
Plan: (PPO) Blue Choice Preferred Bronze PPO? 202Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$2,850
: Family:
$8,550 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$347.33 $394.22 $443.89 $620.34 $942.67 |
$694.66 $788.44 $887.78 $1,240.68 $1,885.34 |
$960.37 $1,054.15 $1,153.49 $1,506.39 |
$1,226.08 $1,319.86 $1,419.20 $1,772.10 |
$1,491.79 $1,585.57 $1,684.91 $2,037.81 |
$613.04 $659.93 $709.60 $886.05 |
$878.75 $925.64 $975.31 $1,151.76 |
$1,144.46 $1,191.35 $1,241.02 $1,417.47 |
$265.71 |
Plan: (PPO) Blue Choice Preferred Bronze PPO? 201 - Two $40 PCP VisitsSummary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-800-538-8833 - Provider Directory for This Plan: (Blue Cross Blue Shield of Illinois)
Deductible: Individual:
$5,500
: Family:
$14,700 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$315.85 $358.49 $403.66 $564.11 $857.22 |
$631.70 $716.98 $807.32 $1,128.22 $1,714.44 |
$873.33 $958.61 $1,048.95 $1,369.85 |
$1,114.96 $1,200.24 $1,290.58 $1,611.48 |
$1,356.59 $1,441.87 $1,532.21 $1,853.11 |
$557.48 $600.12 $645.29 $805.74 |
$799.11 $841.75 $886.92 $1,047.37 |
$1,040.74 $1,083.38 $1,128.55 $1,289.00 |
$241.63 |
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Cigna HealthCare of Illinois, Inc.Local: 1-877-900-1237 | Toll Free: 1-877-900-1237 TTY: 1-800-676-3777 |
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Plan: (HMO) Cigna Connect 6650Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of Illinois, Inc.)
Deductible: Individual:
$6,650
: Family:
$13,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$269.14 $305.47 $343.96 $480.68 $730.44 |
$538.28 $610.94 $687.92 $961.36 $1,460.88 |
$744.17 $816.83 $893.81 $1,167.25 |
$950.06 $1,022.72 $1,099.70 $1,373.14 |
$1,155.95 $1,228.61 $1,305.59 $1,579.03 |
$475.03 $511.36 $549.85 $686.57 |
$680.92 $717.25 $755.74 $892.46 |
$886.81 $923.14 $961.63 $1,098.35 |
$205.89 |
Plan: (HMO) Cigna Connect 3400Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of Illinois, Inc.)
Deductible: Individual:
$3,400
: Family:
$6,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$366.67 $416.17 $468.60 $654.87 $995.14 |
$733.34 $832.34 $937.20 $1,309.74 $1,990.28 |
$1,013.84 $1,112.84 $1,217.70 $1,590.24 |
$1,294.34 $1,393.34 $1,498.20 $1,870.74 |
$1,574.84 $1,673.84 $1,778.70 $2,151.24 |
$647.17 $696.67 $749.10 $935.37 |
$927.67 $977.17 $1,029.60 $1,215.87 |
$1,208.17 $1,257.67 $1,310.10 $1,496.37 |
$280.50 |
Plan: (HMO) Cigna Connect 1400Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of Illinois, Inc.)
Deductible: Individual:
$1,400
: Family:
$2,800 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Gold | 21 30 40 50 60 |
$426.51 $484.09 $545.09 $761.75 $1,157.56 |
$853.02 $968.18 $1,090.18 $1,523.50 $2,315.12 |
$1,179.30 $1,294.46 $1,416.46 $1,849.78 |
$1,505.58 $1,620.74 $1,742.74 $2,176.06 |
$1,831.86 $1,947.02 $2,069.02 $2,502.34 |
$752.79 $810.37 $871.37 $1,088.03 |
$1,079.07 $1,136.65 $1,197.65 $1,414.31 |
$1,405.35 $1,462.93 $1,523.93 $1,740.59 |
$326.28 |
Plan: (HMO) Cigna Connect 7150Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of Illinois, Inc.)
Deductible: Individual:
$7,150
: Family:
$14,300 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Bronze | 21 30 40 50 60 |
$245.67 $278.83 $313.96 $438.76 $666.74 |
$491.34 $557.66 $627.92 $877.52 $1,333.48 |
$679.28 $745.60 $815.86 $1,065.46 |
$867.22 $933.54 $1,003.80 $1,253.40 |
$1,055.16 $1,121.48 $1,191.74 $1,441.34 |
$433.61 $466.77 $501.90 $626.70 |
$621.55 $654.71 $689.84 $814.64 |
$809.49 $842.65 $877.78 $1,002.58 |
$187.94 |
Plan: (HMO) Cigna Connect 4000Summary of Benefits and Coverage - Plan Brochure - Customer Service Phone: 1-877-900-1237 - Provider Directory for This Plan: (Cigna HealthCare of Illinois, Inc.)
Deductible: Individual:
$4,000
: Family:
$8,000 Monthly Premiums: |
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Metal level | Age | Individual |
Couple |
Couple w 1 Kid |
Couple w 2 Kids |
Couple w3+Kids |
Single w 1 Kid |
Single w 2 Kids |
Single w3+Kids |
Child any age |
Silver | 21 30 40 50 60 |
$338.97 $384.73 $433.20 $605.40 $919.97 |
$677.94 $769.46 $866.40 $1,210.80 $1,839.94 |
$937.25 $1,028.77 $1,125.71 $1,470.11 |
$1,196.56 $1,288.08 $1,385.02 $1,729.42 |
$1,455.87 $1,547.39 $1,644.33 $1,988.73 |
$598.28 $644.04 $692.51 $864.71 |
$857.59 $903.35 $951.82 $1,124.02 |
$1,116.90 $1,162.66 $1,211.13 $1,383.33 |
$259.31 |
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Kane County here.