Updated: 2020-07-28 by
In most states, open enrollment has closed for 2021 health plans. After open enrollment ends, you won't be able to use Your Health Idaho to purchase a health insurance plan unless you qualify for an exception.
You Can Still Enroll If You Qualify for a “Special Enrollment” Period
Certain life events make you eligible to sign up for health insurance outside of open enrollment. The circumstances under which you may qualify for special enrollment include:
- moving to a new state
- having a baby or adopting a child
- getting married or divorced
- leaving a job and losing your insurance
- losing coverage under your parents’ plan
- losing coverage because someone on your plan has died
- losing other types of health insurance
- gaining status as a member of an Indian tribe
- becoming an American citizen, or
- getting out of prison.
If you already have health insurance coverage through the marketplace, you may also qualify for a special enrollment period if you experience a change in income or household status that affects your eligibility for premium tax credits or cost-sharing reductions
To learn more, visit Your Health Idaho.
Enrollment Never Closes for Medicaid
Medicaid is administered by states for low-income families and individuals, people with disabilities, and some other adults. You can apply for Medicaid through Idaho's health insurance marketplace or by contacting Idaho’s Medicaid office.
You Can Buy Insurance Directly From an Insurance Company or Agent at Any Time
If you buy coverage outside of the health insurance marketplace, your coverage will take effect soon after you pay your first premium, but you won’t qualify for the premium subsidies available through your state’s health insurance exchange.
Find an agent. To find help in your area, go to Find Local Help at HealthCare.gov. There, you enter your city and state or zip code to get a list of insurance agents and brokers near you.
Talk to a licensed broker. To directly connect with a Idaho insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (Please note that we receive advertising income from the licensed brokers who offer their services through this telephone number.)
You Can Buy a Health Plan From Your Health Idaho During the Next Open Enrollment Period
Idaho Affordable Care Act (Obamacare) open enrollment for 2022 begins in the fall of 2021.
You may also be interested in:
-
What Idaho Residents Need to Know About Obamacare for 2021
Essential facts about the Affordable Care Act (ACA or Obamacare) in Idaho, including whether you must get health insurance, how much it will cost, and how you can save money.
-
How To Sign Up for Obamacare in Idaho
Where to go in Idaho to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.
-
How Much Does Obamacare Cost in Idaho?
Learn the five factors that determine what residents of Idaho will pay for health insurance under the Affordable Care Act
About Shae Irving
Shae Irving has been writing for Legal Consumer since 2013, focusing on health care and family law. She was a senior legal editor and editorial project manager at Nolo, where she worked for twenty-two years. Shae has degrees in rhetoric and law from U.C. Berkeley. 
