Virginia Bankruptcy Law

Learn how bankruptcy works in Virginia. Learn how to file bankruptcy in Virginia Eastern District Bankruptcy Court, how to complete the Means Test for all Virginia counties, and how to use Virginia Bankruptcy Exemption laws to protect your property, and how a Virginia bankruptcy lawyer can help you if you need it.
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Bankruptcy Means Test Calculator for Every Virginia County

Automatically apply the Virginia median income standards and county expense standards your means test calculation.

Bankruptcy Courts for Every Virginia County

Bankruptcy Courts Serving Virginia

Virginia Bankruptcy Exemption Laws

Automatically apply the Virginia median income standards and county expense standards your means test calculation.

Virginia Bankruptcy Guide

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (May 15, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in Virginia

Bankruptcy Means Test Calculator

Virginia Bankruptcy Exemptions

Bankruptcy Court Info for Virginia

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


Means Test Calculator for all Virginia counties

The free bankruptcy means test calculator is a free, automated version of the official Means Test Form you must file with the court.

This free automated version: help you determine whether you pass the "means test" for Chapter 7 bankruptcy. more...  


Virginia Bankruptcy Exemptions - All Categories

Virginia Exemptions Summary:


Must file homestead declaration before filing for bankruptcy
$5,000 plus $500 per dependent; rents & profits; sale proceeds exempt to $5,000 (husband & wife may double, unused portion of homestead may be applied to any personal property); if 65 or older, exemption is $10,000; an additional $25,000 exempt if property is primary residence.

Vehicle Exemption

Motor vehicles to $6,000 total ($10,000 if needed for occupation or education)

Personal Property

Clothing to $1,000
Family portraits & heirlooms to $5,000 total
Household furnishings to $5,000
Firearms to $3,000
Wedding and engagement rings
Tools, books, and instruments of trade, including motor vehicles, to $10,000, needed in your occupation or education
For farmer, pair of horses, or mules with gear; one wagon or cart, one tractor to $3,000; 2 plows & wedges; one drag, harvest cradle, pitchfork, rake; fertilizer to $1,000

Wild Card

Unused portion of homestead or personal property exemption
$10,000 of any property for disabled veterans



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