Maryland residents can find rates and family health insurance plans available from Healthcare.gov, the official marketplace for Prince Georges County, MD.
We offer county-specific rate listings for states who use the Federal Marketplace website HelathCare.gov:
For 2024 health plans, Maryland open enrollment begins on November 1, 2023 and runs through January 15, 2024. If you enroll by December 15, your coverage will start on January 1, 2024.
Once open enrollment ends, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)
To get covered, you can go directly to the online health insurance marketplace for Maryland. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Maryland Health Care Exchange?
You can find the health insurance exchange for Maryland atHealthcare.gov. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in Maryland in 2023, that’s $20,120. For a family of four, it’s $41,400.)
However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of December 2023, only 10 states have not expanded their programs.
Indiana Offers a Limited Version of Medicaid Expansion
Indiana has decided to expand its Medicaid program, but it has done so in a way that differs from most states. Since February 1, 2015, Indiana will use federal Medicaid funds to expand an existing state health insurance program, Healthy Indiana. Indiana residents who need health coverage and are newly eligible for Medicaid -- those who earn up to 138% of the federal poverty level but who are not eligible for Indiana's traditional Medicaid program -- will be able to enroll in the state health plan.
To qualify for the expanded program, low-income Indiana residents with incomes above the federal poverty level will have to pay monthly premiums of 2% of household income -- that's between about $3 and $25 for a single adult without children. Those who don't or can't pay the premiums will be locked out of the Healthy Indiana plan for six months, unless they are considered "medically frail."
In addition, Indiana tried to implement a work requirement for Medicaid but a lawsuit -- and then the COVID-19 pandemic -- caused the state to suspend those plans.
Get Help Finding a Health Insurance Plan in Maryland
Get Help From Maryland's Health Insurance Exchange
The following links and telephone numbers take you to the official help resources for Healthcare.gov, the health insurance marketplace for Maryland.
Help by phone: 800-318-2596 (TTY: 855-889-4325)
In-person help: Go to Find Local Help, where you can enter your city and state or zip code to find an application assister, insurance agent, or health insurance broker in your area.
Get Help From a Licensed Insurance Broker
To directly connect with a Maryland insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)