Obamacare Rates and Providers for Other Years
How To Sign Up for Obamacare in Utah
For 2023 health plans, Utah open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline?)
To get covered, you can go directly to the online health insurance marketplace for Utah. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Utah Health Care Exchange?
You can find the Utah health insurance exchange for Utah residents at Healthcare.gov. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online.
Getting Personalized Help with Enrollment
In Utah, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from an enrollment assistant or from a licensed health insurance agent or broker.
Utah Medicaid Expansion: Do I Qualify for Medicaid Under the ACA?
The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in Utah in 2021, that’s $18,754. For a family of four, it’s $38,295.)
However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of October 2021, 12 states have not expanded their programs.
Utah Has Expanded Medicaid
As of January 2020, Utah expanded Medicaid to cover adults with incomes up to 138% of the federal poverty level. The state imposed a work requirement for some people who qualify for expanded Medicaid, but suspended it in April 2020 because of the COVID-19 pandemic. It remains to be seen whether the state will try to reinstate the work requirement in the future; work requirements in many other states have been overturned or withdrawn.
Get Help Finding a Health Insurance Plan in Utah
Get Help From Utah's Health Insurance Exchange
Most of the following links and telephone numbers guide you to help resources for Healthcare.gov, the health insurance marketplace for individuals and families in Utah. There are also a couple of other good sources for free help in Utah, which we list here.
Get help by phone: 800-318-2596 (TTY: 855-889-4325)
Get help in person: You may wish to begin by contacting Take Care Utah. This nonprofit organization strives to help Utahn's understand their options for affordable health care coverage. Take Care Utah can connect you with a local enrollment specialist who will answer your questions and help you apply for a plan. All services are free of charge.