Obamacare 2020 Rates and Health Insurance Providers for Cabarrus County , North Carolina
Obamacare > Rates > North Carolina > Cabarrus County
Obamacare Rates and Providers for Other Years
Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Cabarrus County, NC.
The health insurance rates listed below are for calendar year 2020.
Obamacare Providers, Plans and 2020 Rates for Cabarrus County, North Carolina
Below, you’ll find a summary of the 22 plans for Cabarrus County, North Carolina and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.
For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:
The table below shows premiums for the following profiles at various ages:
- Individuals
- Couples
- Couples with 1, 2, or 3 children
- Individuals with 1, 2, or 3 children
- A child alone
Each plan links to the insurance provider's website. You can find the following:
- Summary of plan benefits and costs
- Plan brochure
- Provider Directory where you can find out which doctors and hospitals in the Concord, NC area accept this insurance coverage as within the plan's network.
Obamacare Rates and Providers for Other Years
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
2020 Obamacare Rates, Providers, and Plans for Cabarrus County
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Blue Cross and Blue Shield of NCLocal: 1-800-324-4973 | Toll Free: 1-800-324-4973 |
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Bronze |
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(POS) Blue Value Bronze 8150 (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$233.13 $264.60 $297.94 $416.37 $632.71 |
$466.26 $529.20 $595.88 $832.74 $1,265.42 |
$644.60 $707.54 $774.22 $1,011.08 |
$822.94 $885.88 $952.56 $1,189.42 |
$1,001.28 $1,064.22 $1,130.90 $1,367.76 |
$411.47 $442.94 $476.28 $594.71 |
$589.81 $621.28 $654.62 $773.05 |
$768.15 $799.62 $832.96 $951.39 |
$178.34 | ||||||||||
Catastrophic |
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(POS) Blue Value Catastrophic (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$161.51 $183.31 $206.41 $288.46 $438.34 |
$323.02 $366.62 $412.82 $576.92 $876.68 |
$446.58 $490.18 $536.38 $700.48 |
$570.14 $613.74 $659.94 $824.04 |
$693.70 $737.30 $783.50 $947.60 |
$285.07 $306.87 $329.97 $412.02 |
$408.63 $430.43 $453.53 $535.58 |
$532.19 $553.99 $577.09 $659.14 |
$123.56 | ||||||||||
Gold |
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(POS) Blue Value Gold 3000 (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$3,000
| Family:
$6,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$354.49 $402.35 $453.04 $633.12 $962.09 |
$708.98 $804.70 $906.08 $1,266.24 $1,924.18 |
$980.16 $1,075.88 $1,177.26 $1,537.42 |
$1,251.34 $1,347.06 $1,448.44 $1,808.60 |
$1,522.52 $1,618.24 $1,719.62 $2,079.78 |
$625.67 $673.53 $724.22 $904.30 |
$896.85 $944.71 $995.40 $1,175.48 |
$1,168.03 $1,215.89 $1,266.58 $1,446.66 |
$271.18 | ||||||||||
Silver |
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(POS) Blue Value Silver 4500 (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$4,500
| Family:
$9,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$356.72 $404.88 $455.89 $637.10 $968.14 |
$713.44 $809.76 $911.78 $1,274.20 $1,936.28 |
$986.33 $1,082.65 $1,184.67 $1,547.09 |
$1,259.22 $1,355.54 $1,457.56 $1,819.98 |
$1,532.11 $1,628.43 $1,730.45 $2,092.87 |
$629.61 $677.77 $728.78 $909.99 |
$902.50 $950.66 $1,001.67 $1,182.88 |
$1,175.39 $1,223.55 $1,274.56 $1,455.77 |
$272.89 | ||||||||||
Silver |
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(POS) Blue Value Silver 7500 (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$7,500
| Family:
$15,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$334.67 $379.85 $427.71 $597.72 $908.29 |
$669.34 $759.70 $855.42 $1,195.44 $1,816.58 |
$925.36 $1,015.72 $1,111.44 $1,451.46 |
$1,181.38 $1,271.74 $1,367.46 $1,707.48 |
$1,437.40 $1,527.76 $1,623.48 $1,963.50 |
$590.69 $635.87 $683.73 $853.74 |
$846.71 $891.89 $939.75 $1,109.76 |
$1,102.73 $1,147.91 $1,195.77 $1,365.78 |
$256.02 | ||||||||||
Expanded Bronze |
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(POS) Blue Value Bronze 7500 (limited network)
Annual Out of Pocket Expenses
Deductible: Individual:
$7,500
| Family:
$15,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$246.09 $279.31 $314.50 $439.52 $667.89 |
$492.18 $558.62 $629.00 $879.04 $1,335.78 |
$680.44 $746.88 $817.26 $1,067.30 |
$868.70 $935.14 $1,005.52 $1,255.56 |
$1,056.96 $1,123.40 $1,193.78 $1,443.82 |
$434.35 $467.57 $502.76 $627.78 |
$622.61 $655.83 $691.02 $816.04 |
$810.87 $844.09 $879.28 $1,004.30 |
$188.26 | ||||||||||
Expanded Bronze |
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(POS) Blue Value Bronze 6900 (limited network, HSA eligible)
Annual Out of Pocket Expenses
Deductible: Individual:
$6,900
| Family:
$13,800 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$240.14 $272.56 $306.90 $428.89 $651.74 |
$480.28 $545.12 $613.80 $857.78 $1,303.48 |
$663.99 $728.83 $797.51 $1,041.49 |
$847.70 $912.54 $981.22 $1,225.20 |
$1,031.41 $1,096.25 $1,164.93 $1,408.91 |
$423.85 $456.27 $490.61 $612.60 |
$607.56 $639.98 $674.32 $796.31 |
$791.27 $823.69 $858.03 $980.02 |
$183.71 | ||||||||||
Gold |
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(POS) Blue Local Gold 3000 (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$3,000
| Family:
$6,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$439.75 $499.12 $562.00 $785.39 $1,193.48 |
$879.50 $998.24 $1,124.00 $1,570.78 $2,386.96 |
$1,215.91 $1,334.65 $1,460.41 $1,907.19 |
$1,552.32 $1,671.06 $1,796.82 $2,243.60 |
$1,888.73 $2,007.47 $2,133.23 $2,580.01 |
$776.16 $835.53 $898.41 $1,121.80 |
$1,112.57 $1,171.94 $1,234.82 $1,458.21 |
$1,448.98 $1,508.35 $1,571.23 $1,794.62 |
$336.41 | ||||||||||
Silver |
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(POS) Blue Local Silver 4500 (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$4,500
| Family:
$9,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$447.69 $508.13 $572.15 $799.57 $1,215.03 |
$895.38 $1,016.26 $1,144.30 $1,599.14 $2,430.06 |
$1,237.86 $1,358.74 $1,486.78 $1,941.62 |
$1,580.34 $1,701.22 $1,829.26 $2,284.10 |
$1,922.82 $2,043.70 $2,171.74 $2,626.58 |
$790.17 $850.61 $914.63 $1,142.05 |
$1,132.65 $1,193.09 $1,257.11 $1,484.53 |
$1,475.13 $1,535.57 $1,599.59 $1,827.01 |
$342.48 | ||||||||||
Silver |
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(POS) Blue Local Silver 7500 (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$7,500
| Family:
$15,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$418.12 $474.57 $534.36 $746.76 $1,134.78 |
$836.24 $949.14 $1,068.72 $1,493.52 $2,269.56 |
$1,156.10 $1,269.00 $1,388.58 $1,813.38 |
$1,475.96 $1,588.86 $1,708.44 $2,133.24 |
$1,795.82 $1,908.72 $2,028.30 $2,453.10 |
$737.98 $794.43 $854.22 $1,066.62 |
$1,057.84 $1,114.29 $1,174.08 $1,386.48 |
$1,377.70 $1,434.15 $1,493.94 $1,706.34 |
$319.86 | ||||||||||
Expanded Bronze |
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(POS) Blue Local Bronze 6900 (local network with Atrium Health, HSA eligible)
Annual Out of Pocket Expenses
Deductible: Individual:
$6,900
| Family:
$13,800 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$302.11 $342.89 $386.10 $539.57 $819.93 |
$604.22 $685.78 $772.20 $1,079.14 $1,639.86 |
$835.33 $916.89 $1,003.31 $1,310.25 |
$1,066.44 $1,148.00 $1,234.42 $1,541.36 |
$1,297.55 $1,379.11 $1,465.53 $1,772.47 |
$533.22 $574.00 $617.21 $770.68 |
$764.33 $805.11 $848.32 $1,001.79 |
$995.44 $1,036.22 $1,079.43 $1,232.90 |
$231.11 | ||||||||||
Expanded Bronze |
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(POS) Blue Local Bronze 7500 (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$7,500
| Family:
$15,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$307.15 $348.62 $392.54 $548.57 $833.61 |
$614.30 $697.24 $785.08 $1,097.14 $1,667.22 |
$849.27 $932.21 $1,020.05 $1,332.11 |
$1,084.24 $1,167.18 $1,255.02 $1,567.08 |
$1,319.21 $1,402.15 $1,489.99 $1,802.05 |
$542.12 $583.59 $627.51 $783.54 |
$777.09 $818.56 $862.48 $1,018.51 |
$1,012.06 $1,053.53 $1,097.45 $1,253.48 |
$234.97 | ||||||||||
Bronze |
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(POS) Blue Local Bronze 8150 (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$293.46 $333.08 $375.04 $524.12 $796.45 |
$586.92 $666.16 $750.08 $1,048.24 $1,592.90 |
$811.42 $890.66 $974.58 $1,272.74 |
$1,035.92 $1,115.16 $1,199.08 $1,497.24 |
$1,260.42 $1,339.66 $1,423.58 $1,721.74 |
$517.96 $557.58 $599.54 $748.62 |
$742.46 $782.08 $824.04 $973.12 |
$966.96 $1,006.58 $1,048.54 $1,197.62 |
$224.50 | ||||||||||
Catastrophic |
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(POS) Blue Local Catastrophic (local network with Atrium Health)
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$199.95 $226.94 $255.54 $357.11 $542.66 |
$399.90 $453.88 $511.08 $714.22 $1,085.32 |
$552.86 $606.84 $664.04 $867.18 |
$705.82 $759.80 $817.00 $1,020.14 |
$858.78 $912.76 $969.96 $1,173.10 |
$352.91 $379.90 $408.50 $510.07 |
$505.87 $532.86 $561.46 $663.03 |
$658.83 $685.82 $714.42 $815.99 |
$152.96 | ||||||||||
ADVERTISEMENT
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Bright Health Company of North CarolinaLocal: 1-855-521-9349 | Toll Free: 1-855-521-9349 |
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Gold |
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(HMO) Gold 2
Annual Out of Pocket Expenses
Deductible: Individual:
$2,700
| Family:
$5,400 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$454.65 $516.03 $581.04 $812.00 $1,233.91 |
$909.30 $1,032.06 $1,162.08 $1,624.00 $2,467.82 |
$1,257.11 $1,379.87 $1,509.89 $1,971.81 |
$1,604.92 $1,727.68 $1,857.70 $2,319.62 |
$1,952.73 $2,075.49 $2,205.51 $2,667.43 |
$802.46 $863.84 $928.85 $1,159.81 |
$1,150.27 $1,211.65 $1,276.66 $1,507.62 |
$1,498.08 $1,559.46 $1,624.47 $1,855.43 |
$347.81 | ||||||||||
Silver |
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(HMO) Silver 4
Annual Out of Pocket Expenses
Deductible: Individual:
$4,700
| Family:
$9,400 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$317.23 $360.05 $405.41 $566.57 $860.95 |
$634.46 $720.10 $810.82 $1,133.14 $1,721.90 |
$877.14 $962.78 $1,053.50 $1,375.82 |
$1,119.82 $1,205.46 $1,296.18 $1,618.50 |
$1,362.50 $1,448.14 $1,538.86 $1,861.18 |
$559.91 $602.73 $648.09 $809.25 |
$802.59 $845.41 $890.77 $1,051.93 |
$1,045.27 $1,088.09 $1,133.45 $1,294.61 |
$242.68 | ||||||||||
Silver |
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(HMO) Silver 5
Annual Out of Pocket Expenses
Deductible: Individual:
$4,000
| Family:
$8,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$320.43 $363.68 $409.50 $572.28 $869.64 |
$640.86 $727.36 $819.00 $1,144.56 $1,739.28 |
$885.99 $972.49 $1,064.13 $1,389.69 |
$1,131.12 $1,217.62 $1,309.26 $1,634.82 |
$1,376.25 $1,462.75 $1,554.39 $1,879.95 |
$565.56 $608.81 $654.63 $817.41 |
$810.69 $853.94 $899.76 $1,062.54 |
$1,055.82 $1,099.07 $1,144.89 $1,307.67 |
$245.13 | ||||||||||
Silver |
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(HMO) Silver 6
Annual Out of Pocket Expenses
Deductible: Individual:
$6,500
| Family:
$13,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$321.47 $364.86 $410.83 $574.14 $872.46 |
$642.94 $729.72 $821.66 $1,148.28 $1,744.92 |
$888.86 $975.64 $1,067.58 $1,394.20 |
$1,134.78 $1,221.56 $1,313.50 $1,640.12 |
$1,380.70 $1,467.48 $1,559.42 $1,886.04 |
$567.39 $610.78 $656.75 $820.06 |
$813.31 $856.70 $902.67 $1,065.98 |
$1,059.23 $1,102.62 $1,148.59 $1,311.90 |
$245.92 | ||||||||||
Bronze |
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(HMO) Bronze 2
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$244.26 $277.23 $312.16 $436.24 $662.91 |
$488.52 $554.46 $624.32 $872.48 $1,325.82 |
$675.38 $741.32 $811.18 $1,059.34 |
$862.24 $928.18 $998.04 $1,246.20 |
$1,049.10 $1,115.04 $1,184.90 $1,433.06 |
$431.12 $464.09 $499.02 $623.10 |
$617.98 $650.95 $685.88 $809.96 |
$804.84 $837.81 $872.74 $996.82 |
$186.86 | ||||||||||
Expanded Bronze |
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(HMO) Bronze Premier 2
Annual Out of Pocket Expenses
Deductible: Individual:
$5,000
| Family:
$10,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$259.51 $294.55 $331.66 $463.49 $704.32 |
$519.02 $589.10 $663.32 $926.98 $1,408.64 |
$717.55 $787.63 $861.85 $1,125.51 |
$916.08 $986.16 $1,060.38 $1,324.04 |
$1,114.61 $1,184.69 $1,258.91 $1,522.57 |
$458.04 $493.08 $530.19 $662.02 |
$656.57 $691.61 $728.72 $860.55 |
$855.10 $890.14 $927.25 $1,059.08 |
$198.53 | ||||||||||
Expanded Bronze |
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(HMO) Bronze HSA 2
Annual Out of Pocket Expenses
Deductible: Individual:
$6,850
| Family:
$13,700 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$302.39 $343.21 $386.45 $540.06 $820.68 |
$604.78 $686.42 $772.90 $1,080.12 $1,641.36 |
$836.11 $917.75 $1,004.23 $1,311.45 |
$1,067.44 $1,149.08 $1,235.56 $1,542.78 |
$1,298.77 $1,380.41 $1,466.89 $1,774.11 |
$533.72 $574.54 $617.78 $771.39 |
$765.05 $805.87 $849.11 $1,002.72 |
$996.38 $1,037.20 $1,080.44 $1,234.05 |
$231.33 | ||||||||||
Catastrophic |
|||||||||||||||||||
(HMO) Catastrophic 2
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$152.99 $173.65 $195.53 $273.25 $415.22 |
$305.98 $347.30 $391.06 $546.50 $830.44 |
$423.02 $464.34 $508.10 $663.54 |
$540.06 $581.38 $625.14 $780.58 |
$657.10 $698.42 $742.18 $897.62 |
$270.03 $290.69 $312.57 $390.29 |
$387.07 $407.73 $429.61 $507.33 |
$504.11 $524.77 $546.65 $624.37 |
$117.04 |
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Cabarrus County here.
Cabarrus County is in “Rating Area 4” of North Carolina.
Currently, there are 22 plans offered in Rating Area 4.
- AL
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- CA
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- CT
- DE
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- GA
- HI
- ID
- IL
- IN
- IA
- KS
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- LA
- ME
- MD
- MA
- MI
- MN
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- NC
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- DC
- WV
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Obamacare Rates and Providers for Other Years
2014 | 2015 | 2016| 2017 | 2018 | 2019
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Do I Qualify For a Tax Credit to Pay My Premiums?
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How do I sign up in North Carolina?
-
Using a Broker to Help You Sign Up
Ways to Save Money on Health Insurance in North Carolina
There are three primary ways to reduce the cost of health plans under the Affordable Care Act in North Carolina.
- You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your subsidies will come in the form of a federal tax credit. This article is updated to cover the tax credits available under the American Rescue Plan Act of 2021 and extended under the Inflation Reduction Act through 2025.
- You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
- You may qualify for free or low-cost coverage through Medicaid in North Carolina, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).
Each of these forms of assistance depends on your income and family size.
Many people who apply for coverage at the North Carolina exchange will be eligible for some form of financial assistance. Read on to learn more about each option.
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