New Jersey

Obamacare 2018 Rates

Obamacare 2018 Rates and Health Insurance Providers for Hunterdon County,Flemington,NJ


The health insurance rates listed below are for calendar year 2018.

2018 Rates and Providers

(click here for 2014)

(click here for 2015)

(click here for 2016)

(click here for 2017)

This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Hunterdon County, New Jersey.

Obamacare Providers, Plans and 2018 Rates for Hunterdon County

Hunterdon County is in “Rating Area 1” of New Jersey.

Currently, there are 16 plans offered in Rating Area 1.

Below, you’ll find a summary of plans and rates for each of these providers. This chart is designed to give you a preview of your health insurance options. For detailed information on available subsidies to make your coverage affordable, you must either

  • contact a licensed health insurance agent (by contacting one of the advertisers you see on this website)
  • complete an application at HealthCare.gov, or
  • contact the provider directly.

The table below shows premiums for the following scenarios for:

  • Individual
  • Couple
  • Couple with 1 2 or 3 children
  • Individual with 1 2 or 3 children
  • A child alone

Each scenario is covered for age

  • Age 21, 30, 40, 50
  • Age 60 (Individual and Couple only)

For each plan, there are links that go to the insurance provider's website in a new window. You can find links to:

  • a summary of plan benefits and costs,
  • a plan brochure, and
  • a "Provider Directory" -- where you can find out which doctors and hospitals in the Flemington, NJ area accept this insurance coverage as within the plan's "network".

2018 Obamacare Rates Providers, Plans for Hunterdon County

Horizon Healthcare Services, Inc.

Local: 1-866-260-3852 | Toll Free: 1-866-260-3852

TTY: 1-800-852-7899

Expanded Bronze

Plan: (EPO) OMNIA Bronze HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $3,000 : Family: $6,000
Out of Pocket Maximum per year: Individual: $6,550 : Family: $13,100

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Expanded Bronze 21
30
40
50
60
$298.26
$338.53
$381.18
$532.70
$809.49
$596.52
$677.06
$762.36
$1,065.40
$1,618.98
$824.69
$905.23
$990.53
$1,293.57
$1,052.86
$1,133.40
$1,218.70
$1,521.74
$1,281.03
$1,361.57
$1,446.87
$1,749.91
$526.43
$566.70
$609.35
$760.87
$754.60
$794.87
$837.52
$989.04
$982.77
$1,023.04
$1,065.69
$1,217.21
$228.17

Oscar Garden State Insurance Corporation

Local: | Toll Free:

Expanded Bronze

Plan: (EPO) Classic Bronze

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Oscar Garden State Insurance Corporation)
Customer Service Phone:

Deductible: Individual: $3,000 : Family: $6,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Expanded Bronze 21
30
40
50
60
$267.39
$303.48
$341.72
$477.55
$725.69
$534.78
$606.96
$683.44
$955.10
$1,451.38
$739.33
$811.51
$887.99
$1,159.65
$943.88
$1,016.06
$1,092.54
$1,364.20
$1,148.43
$1,220.61
$1,297.09
$1,568.75
$471.94
$508.03
$546.27
$682.10
$676.49
$712.58
$750.82
$886.65
$881.04
$917.13
$955.37
$1,091.20
$204.55

Silver

Plan: (EPO) Classic Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Oscar Garden State Insurance Corporation)
Customer Service Phone:

Deductible: Individual: $2,500 : Family: $5,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$357.29
$405.53
$456.62
$638.13
$969.69
$714.58
$811.06
$913.24
$1,276.26
$1,939.38
$987.91
$1,084.39
$1,186.57
$1,549.59
$1,261.24
$1,357.72
$1,459.90
$1,822.92
$1,534.57
$1,631.05
$1,733.23
$2,096.25
$630.62
$678.86
$729.95
$911.46
$903.95
$952.19
$1,003.28
$1,184.79
$1,177.28
$1,225.52
$1,276.61
$1,458.12
$273.33

Gold

Plan: (EPO) Classic Gold

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Oscar Garden State Insurance Corporation)
Customer Service Phone:

Deductible: Individual: $1,000 : Family: $2,000
Out of Pocket Maximum per year: Individual: $5,000 : Family: $10,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$505.77
$574.05
$646.38
$903.31
$1,372.67
$1,011.54
$1,148.10
$1,292.76
$1,806.62
$2,745.34
$1,398.46
$1,535.02
$1,679.68
$2,193.54
$1,785.38
$1,921.94
$2,066.60
$2,580.46
$2,172.30
$2,308.86
$2,453.52
$2,967.38
$892.69
$960.97
$1,033.30
$1,290.23
$1,279.61
$1,347.89
$1,420.22
$1,677.15
$1,666.53
$1,734.81
$1,807.14
$2,064.07
$386.92

Silver

Plan: (EPO) Backup Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Oscar Garden State Insurance Corporation)
Customer Service Phone:

Deductible: Individual: $2,500 : Family: $5,000
Out of Pocket Maximum per year: Individual: $6,500 : Family: $13,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$349.30
$396.45
$446.40
$623.85
$948.00
$698.60
$792.90
$892.80
$1,247.70
$1,896.00
$965.81
$1,060.11
$1,160.01
$1,514.91
$1,233.02
$1,327.32
$1,427.22
$1,782.12
$1,500.23
$1,594.53
$1,694.43
$2,049.33
$616.51
$663.66
$713.61
$891.06
$883.72
$930.87
$980.82
$1,158.27
$1,150.93
$1,198.08
$1,248.03
$1,425.48
$267.21

Catastrophic

Plan: (EPO) Classic Secure

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Oscar Garden State Insurance Corporation)
Customer Service Phone:

Deductible: Individual: $7,350 : Family: $14,700
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Catastrophic 21
30
40
50
60
$180.54
$204.91
$230.73
$322.44
$489.98
$361.08
$409.82
$461.46
$644.88
$979.96
$499.19
$547.93
$599.57
$782.99
$637.30
$686.04
$737.68
$921.10
$775.41
$824.15
$875.79
$1,059.21
$318.65
$343.02
$368.84
$460.55
$456.76
$481.13
$506.95
$598.66
$594.87
$619.24
$645.06
$736.77
$138.11

AmeriHealth HMO, Inc.

Local: 1-844-937-2448 | Toll Free: 1-844-937-2448

TTY: 1-888-857-4816

Silver

Plan: (HMO) IHC Silver HMO Regional Preferred $50/$75

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (AmeriHealth HMO, Inc.)
Customer Service Phone: 1-844-937-2448

Deductible: Individual: $2,500 : Family: $5,000
Out of Pocket Maximum per year: Individual: $7,150 : Family: $14,300

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$536.90
$609.38
$686.16
$958.90
$1,457.14
$1,073.80
$1,218.76
$1,372.32
$1,917.80
$2,914.28
$1,484.53
$1,629.49
$1,783.05
$2,328.53
$1,895.26
$2,040.22
$2,193.78
$2,739.26
$2,305.99
$2,450.95
$2,604.51
$3,149.99
$947.63
$1,020.11
$1,096.89
$1,369.63
$1,358.36
$1,430.84
$1,507.62
$1,780.36
$1,769.09
$1,841.57
$1,918.35
$2,191.09
$410.73

Gold

Plan: (HMO) IHC Gold HMO Regional Preferred $15/$30

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (AmeriHealth HMO, Inc.)
Customer Service Phone: 1-844-937-2448

Deductible: Individual: $2,000 : Family: $4,000
Out of Pocket Maximum per year: Individual: $4,650 : Family: $9,300

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$651.09
$738.99
$832.10
$1,162.85
$1,767.07
$1,302.18
$1,477.98
$1,664.20
$2,325.70
$3,534.14
$1,800.27
$1,976.07
$2,162.29
$2,823.79
$2,298.36
$2,474.16
$2,660.38
$3,321.88
$2,796.45
$2,972.25
$3,158.47
$3,819.97
$1,149.18
$1,237.08
$1,330.19
$1,660.94
$1,647.27
$1,735.17
$1,828.28
$2,159.03
$2,145.36
$2,233.26
$2,326.37
$2,657.12
$498.09
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Horizon Healthcare Services, Inc.

Local: 1-866-260-3852 | Toll Free: 1-866-260-3852

TTY: 1-800-852-7899

Silver

Plan: (EPO) Horizon Advantage EPO Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $2,500 : Family: $5,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$463.18
$525.71
$591.95
$827.24
$1,257.08
$926.36
$1,051.42
$1,183.90
$1,654.48
$2,514.16
$1,280.69
$1,405.75
$1,538.23
$2,008.81
$1,635.02
$1,760.08
$1,892.56
$2,363.14
$1,989.35
$2,114.41
$2,246.89
$2,717.47
$817.51
$880.04
$946.28
$1,181.57
$1,171.84
$1,234.37
$1,300.61
$1,535.90
$1,526.17
$1,588.70
$1,654.94
$1,890.23
$354.33

Expanded Bronze

Plan: (EPO) Horizon Advantage EPO Bronze

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $3,000 : Family: $6,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Expanded Bronze 21
30
40
50
60
$376.26
$427.06
$480.86
$672.01
$1,021.18
$752.52
$854.12
$961.72
$1,344.02
$2,042.36
$1,040.36
$1,141.96
$1,249.56
$1,631.86
$1,328.20
$1,429.80
$1,537.40
$1,919.70
$1,616.04
$1,717.64
$1,825.24
$2,207.54
$664.10
$714.90
$768.70
$959.85
$951.94
$1,002.74
$1,056.54
$1,247.69
$1,239.78
$1,290.58
$1,344.38
$1,535.53
$287.84

Catastrophic

Plan: (EPO) Horizon Advantage EPO Essentials

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $7,350 : Family: $14,700
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Catastrophic 21
30
40
50
60
$263.48
$299.05
$336.73
$470.58
$715.09
$526.96
$598.10
$673.46
$941.16
$1,430.18
$728.52
$799.66
$875.02
$1,142.72
$930.08
$1,001.22
$1,076.58
$1,344.28
$1,131.64
$1,202.78
$1,278.14
$1,545.84
$465.04
$500.61
$538.29
$672.14
$666.60
$702.17
$739.85
$873.70
$868.16
$903.73
$941.41
$1,075.26
$201.56

Silver

Plan: (EPO) OMNIA Silver

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $1,500 : Family: $3,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$371.96
$422.17
$475.36
$664.32
$1,009.49
$743.92
$844.34
$950.72
$1,328.64
$2,018.98
$1,028.47
$1,128.89
$1,235.27
$1,613.19
$1,313.02
$1,413.44
$1,519.82
$1,897.74
$1,597.57
$1,697.99
$1,804.37
$2,182.29
$656.51
$706.72
$759.91
$948.87
$941.06
$991.27
$1,044.46
$1,233.42
$1,225.61
$1,275.82
$1,329.01
$1,517.97
$284.55

Silver

Plan: (EPO) OMNIA Silver HSA

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $1,800 : Family: $3,600
Out of Pocket Maximum per year: Individual: $6,000 : Family: $12,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$346.72
$393.53
$443.11
$619.24
$941.00
$693.44
$787.06
$886.22
$1,238.48
$1,882.00
$958.68
$1,052.30
$1,151.46
$1,503.72
$1,223.92
$1,317.54
$1,416.70
$1,768.96
$1,489.16
$1,582.78
$1,681.94
$2,034.20
$611.96
$658.77
$708.35
$884.48
$877.20
$924.01
$973.59
$1,149.72
$1,142.44
$1,189.25
$1,238.83
$1,414.96
$265.24

Gold

Plan: (EPO) OMNIA Gold

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (Horizon Healthcare Services, Inc.)
Customer Service Phone: 1-866-260-3852

Deductible: Individual: $1,000 : Family: $2,000
Out of Pocket Maximum per year: Individual: $4,500 : Family: $9,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$540.23
$613.16
$690.41
$964.85
$1,466.18
$1,080.46
$1,226.32
$1,380.82
$1,929.70
$2,932.36
$1,493.73
$1,639.59
$1,794.09
$2,342.97
$1,907.00
$2,052.86
$2,207.36
$2,756.24
$2,320.27
$2,466.13
$2,620.63
$3,169.51
$953.50
$1,026.43
$1,103.68
$1,378.12
$1,366.77
$1,439.70
$1,516.95
$1,791.39
$1,780.04
$1,852.97
$1,930.22
$2,204.66
$413.27

AmeriHealth Ins Company of New Jersey

Local: 1-844-937-2448 | Toll Free: 1-844-937-2448

TTY: 1-888-857-4816

Gold

Plan: (EPO) IHC Gold EPO Regional Preferred $30/$50/80% Coins

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (AmeriHealth Ins Company of New Jersey)
Customer Service Phone: 1-844-937-2448

Deductible: Individual: $1,000 : Family: $2,000
Out of Pocket Maximum per year: Individual: $5,000 : Family: $10,000

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Gold 21
30
40
50
60
$730.78
$829.44
$933.94
$1,305.18
$1,983.34
$1,461.56
$1,658.88
$1,867.88
$2,610.36
$3,966.68
$2,020.61
$2,217.93
$2,426.93
$3,169.41
$2,579.66
$2,776.98
$2,985.98
$3,728.46
$3,138.71
$3,336.03
$3,545.03
$4,287.51
$1,289.83
$1,388.49
$1,492.99
$1,864.23
$1,848.88
$1,947.54
$2,052.04
$2,423.28
$2,407.93
$2,506.59
$2,611.09
$2,982.33
$559.05

Silver

Plan: (EPO) IHC Silver EPO Regional Preferred $30/$60

Summary of Benefits and Coverage - Plan Brochure
Provider Directory for This Plan: (AmeriHealth Ins Company of New Jersey)
Customer Service Phone: 1-844-937-2448

Deductible: Individual: $2,500 : Family: $5,000
Out of Pocket Maximum per year: Individual: $7,350 : Family: $14,700

Monthly Premiums:

Metal level Age Individual
Couple
Couple
w 1 Kid
Couple
w 2 Kids
Couple
w3+Kids
Single
w 1 Kid
Single
w 2 Kids
Single
w3+Kids
Child
0-14
Silver 21
30
40
50
60
$695.08
$788.92
$888.31
$1,241.41
$1,886.45
$1,390.16
$1,577.84
$1,776.62
$2,482.82
$3,772.90
$1,921.90
$2,109.58
$2,308.36
$3,014.56
$2,453.64
$2,641.32
$2,840.10
$3,546.30
$2,985.38
$3,173.06
$3,371.84
$4,078.04
$1,226.82
$1,320.66
$1,420.05
$1,773.15
$1,758.56
$1,852.40
$1,951.79
$2,304.89
$2,290.30
$2,384.14
$2,483.53
$2,836.63
$531.74

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Hunterdon County here.

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Ways to Save Money on Obamacare in New Jersey

Under the Affordable Care Act (ACA) in New Jersey, you may be able to reduce your health insurance through tax credits or, if your income is very low, by qualifying for Medicaid.

Many people who apply for coverage at the New Jersey exchange will be eligible for some form of financial assistance. Read on to learn more about your options.

Who Qualifies for Obamacare Tax Credits?

Obamacare tax credits can immediately bring down your monthly health insurance premiums; you don't have to wait until tax time to claim them. Using these tax credits, many lower-income Americans are able to sign up for free or very low-cost health insurance plans, while others achieve significant savings on monthly premiums.

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How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in New Jersey

If you’re confused by your health care choices under Obamacare -- or if you’re having a difficult time completing an application -- there are many ways to get help. For example, you can call the New Jersey health insurance exchange for telephone support or obtain free, in-person guidance from trained assisters or “navigators.” You can also seek help from a licensed insurance agent or broker.

Given the technical flaws in many online health care marketplaces, getting help from an agent or broker is an attractive option for many people. Agents and brokers, while grappling with most of the same delays and hassles faced by individuals, can make the process easier in several important ways, including:

  • determining whether you qualify for subsidies
  • helping you compare plan prices and coverage details, while explaining any complicated features or terms
  • recommending plans that would be best for you (government assisters are not permitted to suggest specific plans), and
  • walking you through the application process.

A qualified broker will have years of experience and expertise, and may be able to help you understand your health coverage options in a way that less experienced navigators cannot.

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