Affordable Care Act Facts for the Unemployed

Learn what the Affordable Care Act (Obamacare) means for unemployed residents of your state, including new options for health insurance coverage.

How Obamacare Affects the Unemployed



If you lose your job, your health insurance coverage may disappear along with it. But you have a couple of ways to make sure you're not without coverage going forward.

The Affordable Care Act (Obamacare) allows you to easily compare available policies online. Without a job, you're likely to qualify for subsidies that can reduce your premiums.

You may also be able to keep your employer-provided health care coverage under COBRA, a federal law that lets many ex-employees continue their existing coverage for 18 months. You'll have to pay the full cost of the insurance, however; your former employer will no longer chip in.

After you leave your job, you have 60 days to choose between COBRA coverage (if it's available) and buying individual coverage. For more about the options where you live, select your state below.

You may also be interested in:

  • How to Sign Up for Obamacare

    Where to go in your state to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.

  • What You Need to Know About Obamacare for 2021

    Essential facts about the Affordable Care Act (ACA or Obamacare) in your state, including whether you must get health insurance, how much it will cost, and how you can save money.

  • Obamacare for Self-Employed People

    What sole proprietors and independent contractors in your state should know about health insurance under the Affordable Care Act (Obamacare).